Risk Practice Director, Consulting and Analytics

Company Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

Visa Consulting & Analytics (VCA), the consulting arm of Visa, is a global team of industry experts in strategy, marketing, operations, risk, money movement and digital consulting, with decades of experience in the payments industry. Our VCA teams offers:

• Consulting services customized to the needs of Visa client’s business objectives and strategy
• Scalable solutions Visa clients can leverage to improve performance in product, marketing and operations
• Proven data-driven marketing strategies to increase clients’ ROI

The Consulting Practice within VCA provides consulting and solution services for Visa’s clients in North America. We apply deep expertise in the payments industry to provide solutions to assist clients with their key business priorities, drive growth and improve profitability.

The Credit and Identity Risk Practice advises Visa clients and ecosystem partners on core risk management areas for card portfolio management, including originations strategies, underwriting, credit line management, and collections.

VCA team is looking for an individual to join our Risk Practice and play a role in developing high impact projects for Visa’s clients. The potential candidate will be responsible for delivering and implementing projects and solutions. This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep expertise in credit risk frameworks, and data analytics, with a strong focus on innovation and operational efficiency.

Potential engagements could include credit policy assessment, underwriting and portfolio management strategy developments, and bespoke risk management initiatives. There will also be opportunities in the areas of identity risk, authorization & fraud, GenAI, and other Risk Practice specialty areas.

Specific responsibilities include:

• Proactively engage Visa leaders in regular strategic & planning discussions cultivate and manage a pipeline of work related to Credit Risk.
• Lead consulting initiatives and contribute to closing engagement by identifying potential opportunities in Credit Risk across all segments of VCA in North America.
• Conduct maturity assessments for underwriting, portfolio management, and collections processes, identifying gaps and recommending best practices.
• Implement dashboards and KPIs for monitoring credit risk indicators, delinquency trends, and portfolio health.
• Develop frameworks, approaches, solutions, and recommendations that effectively and efficiently address the most impactful opportunities and challenges from our clients, including issuers, acquirers, merchants, processors and fintechs.
• Build solutions and actionable insights that will help clients to grow their business, monetize their assets and achieve their core business goals.
• Produce insights, analyses and recommendations to improve client performance, boost growth, drive understanding of client issues and provide strategic guidance for client priorities across the product categories and segments
• Ability to reliably manipulate and analyze large data sets (industry and Visa) to identify meanings insights and recommendations for clients
• Drive initiatives for financial inclusion through alternative data strategies targeting underserved segments and identify opportunities for cross-selling and product development based on credit risk insights.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Basic Qualifications:

• 10 or more…