Business Banking Officer, Aspen

Job Title: Business Banking Officer

Department: Commercial Lending

Status: Exempt

Salary: $58,500 – $155,000

At Timberline Bank, our people are our most valuable asset. We seek qualified employees who enjoy people, are innovative, and who are eager to learn. We, in return, provide opportunities for personal advancement and professional growth. The driving force behind our dedication to providing a "Better, Faster, Easier.

-Always." experience is the Timberline Team. From the moment you enter the building, we greet you as a person, not an account number-our belief in the value of exceeding customers' high expectations is what makes Timberline Bank a bank here for our community. Our commitment has been and always will be to provide high-quality personalized customer service. With the Timberline personal touch, the level of customer support is unparalleled.

We want to support you and your financial well‑being, whether through your personal or commercial needs. Each customer contributes to the success of our small business. TO US, IT IS PERSONAL.

At Timberline Bank, the core of our culture is in the following values. We believe heavily in fulfilling each one of these to the highest degree. Our culture is the foundation of who we are as a team, and as a business.

Timberline’s Business Banking Officer is responsible for independently managing and growing a portfolio of business banking relationships through consultative relationship management, business development, and sound credit administration. This role demonstrates advanced relationship management capabilities, strong credit acumen, and the ability to deliver customized banking solutions that support customer growth while managing risk appropriately.

• Independently manage and grow a portfolio of business banking relationships.
• Develop and execute business development strategies to generate new loan, deposit, and treasury management opportunities.
• Build and maintain strong referral and center‑of‑influence networks.
• Analyze financial statements, cash flow, collateral, and business operations to structure sound credit recommendations.
• Present loan opportunities and relationship strategies clearly and effectively.
• Proactively monitor portfolio performance, identify risk trends, and manage relationship issues appropriately.
• Deliver consultative banking solutions tailored to customer needs and business objectives.
• Collaborate effectively with credit, treasury management, retail, and other internal business partners.
• Assist with coaching and mentoring less experienced team members.
• Maintain strong knowledge of banking products, market conditions, and industry trends.
• Represent the bank professionally within the community and business market.
• All other duties as assigned.

• Bachelor’s degree in business, finance, accounting, or related field preferred.
• Several years of business banking, commercial lending, or related financial services experience.
• Demonstrated business development and portfolio management success.
• Strong financial analysis and credit structuring skills.
• Ability to independently manage customer relationships and priorities.

• Prior banking, sales, or business development experience.
• Experience working with business customers.
• Understanding of commercial lending fundamentals.

• Formal credit training.
• Experience managing moderate‑complexity commercial relationships.
• Treasury management and cash management knowledge.

• Demonstrates initiative and learning agility.
• Builds trust‑based customer relationships.
• Exhibits accountability and professionalism.
• Collaborates effectively with internal partners.
• Demonstrates strong organizational and follow‑through skills.
• Be Thorough: Ensure that work is completed thoroughly and correctly; prepare carefully for meetings and presentations.
• Critical Thinking: Using logic and reasoning to identify the…