Sr. Credit Officer - To - Athens, GA

Sr. Credit Officer – To $150K – Athens, GA – Job # 3214 The Position

Our bank client seeks to fill a Sr. Credit Officer role in the Athens, GA area. The selected candidate will be responsible for managing the credit analysis and administration teams including recruitment, development, compensation, and performance management.

This position includes a generous salary of up to $150K and an excellent benefits package. (This is not a remote position).

• Developing department financial goals including credit quality, volume, and risk distribution.
• Providing recommendations on loan structure, terms, risk rating, and pricing.
• Presenting loans to the Bank’s Management Loan Committee and Directors Loan Committee for approval.
• Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations.
• Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management.
• Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio.
• Preparing and distributing reports related to loan quality and growth trends and loan product concentrations.
• Reviewing real estate data and assessing the impact on the Bank’s loan portfolio.
• Delegating assignments to balance workloads and meet customer expectations.
• Representing the Bank in communications with regulators, external loan review, auditors, and other parties.
• Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee.

• Bachelor’s degree required.
• Ten or more years of commercial banking.
• Ten or more years of progressive leadership experience.
• Experience in credit administration, analysis, and risk mitigation with direct credit approval.
• Supervisory experience in commercial real estate, construction, and commercial and industrial lending.