Sr. Dealer Financial Review & Examination Manager

Sr. Dealer Financial Review & Examination Manager

Job Title:

Sr. Dealer Financial Review & Examination Manager.

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We offer a diverse, inclusive, and values-driven environment that supports growth, innovation, and community involvement.

On-site: 4 days a week.

We are seeking a senior credit risk professional to conduct independent, on-site financial reviews of automobile dealerships nationwide. The role involves extensive travel across the U.S. to assess dealer cash flow, liquidity, working capital, and overall financial condition through hands‑on reviews of books, records, and bank activity. Your work will support both new loan originations and existing credit relationships by providing clear, objective financial insight to Commercial Risk and Credit leadership, while remaining independent of underwriting and approval decisions.

• Conduct on-site financial reviews of new and existing commercial borrowers.
• Review books, records, accounting systems, and bank activity for accuracy and reliability.
• Analyze cash flow, liquidity, working capital, and balance sheet integrity.
• Perform bank reconciliations and assess true available cash.
• Identify financial weaknesses, trends, and risk indicators.
• Recommend financial statement and working capital adjustments.
• Prepare concise field examination and credit review reports.
• Support risk grading, watchlist/criticized asset decisions.
• Provide independent financial analysis for workouts, restructurings, and special situations.
• Partner with Commercial Risk, Credit, and Legal while maintaining second‑line independence.
• 75–80% travel to dealerships nationwide.

• 8+ years of experience in commercial credit, financial analysis, field exams, or risk oversight in Dealer Financial Services, Commercial Banking, Commercial Credit Review, or Forensic Accounting.
• Bachelor's degree in Accounting, Finance or related field.
• CPA, CFE or CFA a plus.
• Deep understanding of cash flow, liquidity, and working capital.
• Strong experience with credit risk grading frameworks.
• Comfortable conducting borrower on‑site reviews.
• Clear, confident communicator with strong judgment.
• Ability to engage with senior leadership and borrower management teams.
• Experience with criticized assets or special situations a plus.
• Ability to travel and conduct assessments on site at dealer locations.

• Hybrid work schedule: 4 on‑site days and 1 remote day per week.
• Vehicle benefits, including monthly allowances and purchase and lease discounts.
• Flexible health coverage with medical, dental, and vision plans.
• Annual employer HSA contribution.
• 401(k) with company match and immediate vesting.
• 100% company‑paid life and disability insurance.
• Wellbeing programs at no cost (gym benefits and health resources).
• Generous parental leave.
• Paid Volunteer Time Off and company donation to a charity of your choice.

Our company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion, color, national origin, ancestry, caste, citizenship, sex, gender identity, sexual orientation, age, disability, marital status, military or veteran status, or any other characteristic protected by law.

Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.