Senior Credit Risk Analyst

Base pay range

$/yr - $/yr

A fast‑growing, well‑funded fintech lender is seeking a Senior Credit Risk Analyst to join their data‑driven team in Atlanta. This is a hands‑on, high‑impact role where you’ll use your analytical and coding skills (SQL, Python preferred) to shape credit strategies, underwriting policies, and portfolio performance for a rapidly scaling lending platform.

You'll:

• Own the US credit strategy – applying a test‑and‑learn approach to portfolio optimisation
• Analyse and monitor portfolio performance and risk trends
• Develop data‑led strategies to optimise profitability, balancing portfolio growth with credit risk
• Support team growth through mentoring, guiding, and supporting analysts
• Collaborate with Product, Finance, and Operations teams to align risk with growth

You:

• Have experience in credit risk or lending analytics
• Expertise in driving credit strategy for SMB or consumer lending portfolios
• Understand credit risk metrics (PD, LGD, EAD)
• Love solving complex problems with data

This is a chance to join a profitable fintech with serious growth ambitions – backed by private equity and already partnering with major tech and payments players.

🚀 High‑growth fintech | 🧠 Smart, data‑led team | 📈 Clear career progression

Mid‑Senior level

Full‑time

Analyst

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