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Senior Credit Risk Analyst
Job in
Atlanta, Fulton County, Georgia, 30383, USA
Listed on 2025-12-24
Listing for:
Harnham
Full Time
position Listed on 2025-12-24
Job specializations:
-
Finance & Banking
FinTech, Banking Analyst
Job Description & How to Apply Below
Base pay range
$/yr - $/yr
Senior Credit Risk AnalystA fast‑growing, well‑funded fintech lender is seeking a Senior Credit Risk Analyst to join their data‑driven team in Atlanta. This is a hands‑on, high‑impact role where you’ll use your analytical and coding skills (SQL, Python preferred) to shape credit strategies, underwriting policies, and portfolio performance for a rapidly scaling lending platform.
You'll:
- Own the US credit strategy – applying a test‑and‑learn approach to portfolio optimisation
- Analyse and monitor portfolio performance and risk trends
- Develop data‑led strategies to optimise profitability, balancing portfolio growth with credit risk
- Support team growth through mentoring, guiding, and supporting analysts
- Collaborate with Product, Finance, and Operations teams to align risk with growth
You:
- Have experience in credit risk or lending analytics
- Expertise in driving credit strategy for SMB or consumer lending portfolios
- Understand credit risk metrics (PD, LGD, EAD)
- Love solving complex problems with data
This is a chance to join a profitable fintech with serious growth ambitions – backed by private equity and already partnering with major tech and payments players.
🚀 High‑growth fintech | 🧠 Smart, data‑led team | 📈 Clear career progression
Seniority levelMid‑Senior level
Employment typeFull‑time
Job functionAnalyst
Referrals increase your chances of interviewing at Harnham by 2x
#J-18808-LjbffrPosition Requirements
10+ Years
work experience
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