Consumer Lending Representative

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Regular Full-Time Administrative Headquarters, Atlanta, GA, US

3 days ago Requisition

Salary Range: $51,250.00 To $64,064.00 Annually

Join Our Lending Sales Team! In this role, you'll work directly with members to identify lending solutions that meet their needs, including auto loans, personal loans, lines of credit, and other consumer lending products. If you enjoy building relationships, providing financial solutions, and uncovering opportunities to help members achieve their goals, this is an excellent opportunity to make an impact while growing your lending and sales career.

Position Status – Full-time Non-exempt (hourly) - The job posting shows the annualized compensation for the position.

Reports To:

Consumer Loan Sales Manager

In order to hire the most qualified talent, we reserve the right to hire at the Consumer Lending Rep level or at the SR Consumer Lending Rep level. The SR Consumer Lending Rep has a base + commission structure ($48,000 + uncapped commission). The Consumer Lending Rep has base pay only (Target starting pay range: Minimum point: $51,250 to Mid-Point: $64,064).

The actual compensation for this position may vary based upon, but not limited to, licenses or certifications, education or equivalent work experience, market data, qualifications, relevant experience, prior work and performance history, geographic location, and business sector.

We believe great work is to be rewarded with great benefits. Our benefits include, but aren’t limited to, Medical coverage with generous company contributions, Dental with employee only coverage paid by the company, Vision with employee only coverage paid by the company, Paid Time-Off, 401k plan with a defined company match, company paid long-term disability, short term disability, and company paid holidays.

Purpose:

The primary purpose of this position is to assist Atlanta Postal Credit Union to live out our Mission, “To help our members achieve financial success by providing exceptional products and service.”

The Consumer Lending Representative is responsible for ensuring that the credit union maximizes lending and sales opportunities with members who complete an application for credit for a secured or unsecured retail loan with the credit union.

• Deliver outstanding service to both internal and external members that is in alignment with our Service Promises:
• I promise to be mindful of your time with fast, efficient, courteous, and friendly service.
• I promise to demonstrate integrity in all my interactions.
• I promise to always treat you with dignity and respect.
• I promise to work with fellow employees throughout the credit union to ensure you receive the best possible products, service, and solutions.
• I promise to safeguard the security and confidential nature of your financial information.
• I promise to greet you with a smile and thank you for your business when your transaction is completed.
• I promise to deliver on our mission to help you achieve financial success by providing exceptional products and service.
• Consults with member applicants on a variety of consumer and personal lending needs of nominal to moderate complexity.
• Actively follows up on loan applications originating through various channels of submission (phone, internet, in-branch interactions).
• Effectively builds trust and rapport with member applicants, as well as internal stakeholders who may refer member applicants, through consistent conveyance of the credit union’s core values and strong propensity to assist members in achieving their financial goals.
• Fosters a spirit of cooperation…