Credit Products Construction Loan Monitoring Analyst

Manage risk related to commercial construction loan projects across the Bank’s footprint
Review construction contracts and related documents for policy compliance and outstanding issues
Review construction loan requirements with field teams and ensure adherence to policies and procedures
Advise field teams as a subject matter expert on commercial construction projects
Obtain, review, and approve preliminary construction documentation before loan closing
Evaluate and approve draw requests and verify required documentation
Support senior analysts in resolving construction-related field issues
Create and maintain balanced sources and uses worksheets, including costs, reallocations, and change orders
Reconcile contractor draw requests with available loan funds
Partner with lenders on agent and non-agent projects
Assign and manage third‑party construction consulting inspection firms
Maintain third‑party partner relationships and complete post‑project scorecards as needed
Secure final construction completion documents and verify resolution of outstanding issues
Assist with training and mentoring new construction loan monitoring analysts
Partner with Commercial Banking, Real Estate Banking, Real Estate Corporate Banking, Regions Equipment Finance, Specialized and Diversified Industries, Commercial Banking Credit Services, Capital Markets, and Problem Asset Management segments

• Bachelor’s degree and three (3) years of previous real estate underwriting, construction loan disbursement, loan fulfillment, or related commercial banking experience
• High School Diploma or GED and seven (7) years of previous real estate underwriting, construction loan disbursement, loan fulfillment, or related commercial banking experience
• Advanced knowledge of Microsoft Excel
• Strong interpersonal, verbal, and written communication skills
• Excellent time management
• Highly organized and detail-oriented, with the ability to manage multiple projects under sensitive time constraints
• Strong analytical and problem solving skills
• Ability to work onsite 4 days per week out of the Hoover, AL, Atlanta, GA, or Charlotte, NC office
• This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay

Demonstrates expertise in managing commercial construction loan projects, ensuring compliance with policies and procedures, and providing guidance to field teams. Proficient in financial analysis, documentation review, and maintaining relationships with third‑party partners.

• Commercial Construction Loan Management
• Real Estate Underwriting
• Microsoft Excel Proficiency
• Analytical and Problem Solving Skills
• Interpersonal and Communication Skills

• Construction Loan Disbursement
• Loan Fulfillment
• Policy Compliance Review
• Documentation Approval
• Cost Management
• Draw Request Evaluation
• Project Management
• Financial Analysis
• Risk Management
• Contract Review

• Time Management
• Organizational Skills
• Detail-Oriented
• Mentoring
• Verbal and Written Communication

• Commercial Banking
• Real Estate Banking
• Construction Projects
• Third-Party Consulting
• Loan Monitoring
• Field Team Collaboration
• Post-Project Scorecards
• Change Orders
• Contractor Draw Requests
• Agent and Non-Agent Projects