Senior Manager, Fair Banking Compliance, Program Risk Management & Reporting

• Lead review and enhancement of Board-approved governance documents
• Oversee enterprise-wide and team-specific fair banking training
• Manage the end-to-end issues management lifecycle for high-risk audit, regulatory, and self-identified findings
• Oversee corrective action, sustainability activities, and executive-level closure packages
• Develop executive-ready communications, governance updates, Board reporting materials, and senior management presentations
• Produce fair access/fair banking reporting and risk insights for stakeholders, executives, committees, and regulators
• Lead participation in enterprise risk assessment activities
• Oversee governance and risk assessment processes, including the Fair Lending Risk Assessment methodology
• Advise the business on regulatory and policy changes
• Contribute to the development and implementation of Compliance programs
• Guide partners through effective Compliance program development, implementation, oversight, and management
• Represent Compliance on internal or external committees
• Conduct functional- or enterprise-level analysis and make recommendations
• Maintain oversight of management reporting and analysis
• Manage high-risk initiatives and escalations
• Develop and oversee business-line policies and Compliance Team procedures
• Conduct enterprise-wide annual risk assessments for all TD businesses
• Research emerging issues, trends, and regulatory requirements
• Provide leadership, mentorship, coaching, and development support to team members
• Build productive relationships with business partners and stakeholders

• Undergraduate degree or equivalent work experience
• 10+ years of experience
• Subject matter expertise in fair banking, fair access, and consumer protection laws, rules, and regulations, including FHA, ECOA, UDAAP/UDAP, CRA, MLA, SCRA, and ADA
• Strong understanding of Compliance Management System (CMS) principles
• Experience managing CMS components, including compliance risk assessments, reporting, training, and issues management
• Strong written communication skills and ability to develop executive-ready closure packages
• Experience preparing presentation materials for executive management, governance committees, regulators, and auditors
• Proven people leadership, coaching, and talent development experience
• Strong relationship-building, influencing, and constructive challenge skills
• Strong problem-solving skills and ability to manage multiple priorities in a demanding, fast-paced environment
• CRCM preferred
• Ability to provide expert Compliance advice and guidance
• Ability to conduct complex data analysis, modeling, and analytics
• Ability to manage high-risk initiatives and escalations
• Ability to work with internal and external stakeholders
• Occasional domestic travel; no international travel

Demonstrates expertise in Compliance Management Systems, fair banking regulations, and risk assessment methodologies while providing leadership and mentorship to teams. Capable of developing executive-level communications and managing high-risk initiatives effectively.

• Fair Banking Expertise
• Compliance Management System (CMS)
• Regulatory Compliance
• Data Analysis and Modeling
• People Leadership and Development

• Risk Assessment
• Issues Management
• Compliance Risk Assessments
• Executive Communication
• Presentation Development
• Governance Documentation
• Corrective Action Management
• Fair Lending Risk Assessment
• Regulatory Reporting
• Policy Development

• Relationship Building
• Influencing Skills
• Problem-Solving
• Coaching and Mentorship
• Constructive Challenge

• CRCM

• Fair Access
• Consumer Protection Laws
• FHA
• ECOA
• UDAAP/UDAP
• CRA
• MLA
• SCRA
• ADA
• Compliance Programs