Credit Analyst

Credit Analyst

Established in 1975, Financial Pacific Leasing, Inc. (a subsidiary of Columbia Bank), is a direct provider of small-ticket commercial equipment leases. Fin Pac originates business through partnering with vendors, third party originators and lessors nationwide. For over 50 years, these partners have relied on Financial Pacific to provide them with innovative financing solutions for their customers.

Responsible for credit, equipment and underwriting decisions within assigned limits and consistent with the policies and programs of Financial Pacific Leasing and the Financial Pacific Credit Department. Provides assistance and support to Credit team members to ensure that timely, efficient and courteous service is provided to all vendors, lessees and brokers of Financial Pacific.

• Make and communicate decisions and documentation requirements within assigned limits and consistent with FPC Credit policy on lease applications, assignments, and NPA contracts as requested.
• Make decisions on the quality, future value and eligibility of equipment proposed for lease.
• Confirm the accurate entry of credit related data into the FPL credit platform.
• Review and edit all applications to increase accuracy and efficiency, as needed.
• Make recommendations to management for improvements in department policies, procedures, and reports. Assist management in developing and implementing improvements.
• Attend meetings and participate in and complete all departmental and company wide training.
• Maintain confidentiality of all company and applicant information.
• Maintain regular and predictable attendance and punctuality.
• Provide highest level of Customer Service to all lessees, vendors, brokers and fellow associates.
• Demonstrates compliance with all company regulations for assigned job function and applies to designated job responsibilities knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all company policies and procedures, compliance regulations, and completes all required annual or job-specific training.
• Maintain a working knowledge of the company's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
• May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
• Actively learns, demonstrates, and fosters the corporate culture in all actions and words.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces the vision to become "Business of Choice".
• May perform other duties as assigned.

• High School graduate or equivalent required.
• Bachelor's degree in finance, Accounting, or business-related field preferred.
• 5+ years Leasing experience in an equipment finance organization or
• 3+ commercial underwriting experience at a financial institution (non-mortgage).
• Basic analytical and problem‑solving skills.
• Basic credit and credit quality skills, including accounting, financial statement spreading and cash flow analysis.
• Excellent organizational, communication, and collaboration abilities across company lines.
• Proficiency with personal computers and related software packages, including MS Word and Excel.
• Ability to work under timelines and meet required deadlines.

The pay range for this role is $28.00 - $35.00.

The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Primary

Location:

Ability to work fully onsite at posted location(s).

3455 South 344th Way Suite 300 Federal Way WA 98001

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources,…