Wholesale Credit Delivery Associate Job Augusta area,Georgia USA,Finance & Banking

Position: Wholesale Credit Delivery Associate I

Overview

The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit, and products within Commercial Banking, Commercial Real Estate, and/or Wealth specialty businesses. They facilitate financial analysis, risk assessment, and credit structure recommendations for clients and prospects. They progressively own assigned clients and opportunities with guidance from senior Credit Delivery leaders and mentor junior teammates. They perform prudent underwriting and risk administration with emphasis on adherence to credit policy and requirements, supplementing analysis with research and evaluations from a wide variety of sources to assess client, competitor, property segment, market, and industry risks and trends.

Responsibilities

Facilitate diligence and underwriting documentation for less complex and smaller credit relationships; support credit presentation preparation and discussions with Credit Officers and other final approvers; coordinate legal documentation efforts through closing and funding.

Ensure loan agreements comply with approval documents; identify potential issues in loan documentation and address them in consultation with the Relationship Manager.

Analyze financial statements/projections and document client performance, risks, and risk mitigants for less complex credits.

Ensure all Credit Process Metrics are within prescribed tolerances; manage risk evaluation and compliance within the assigned portfolio and for prospects; identify issues and drive remediation.

Serve as a client and internal point of contact in managing the assigned portfolio (may include site visits with client management).

Support and mentor Credit Delivery Analysts.

Required Qualifications

Bachelor’s degree in Finance, Accounting, Economics, or Business, or an equivalent combination of education and work experience.

2-3 years of Commercial Banking, Commercial Real Estate, or Wealth Specialty business experience.

Excellent verbal and written communication skills.

Proficiency in basic computer applications (e.g., Microsoft Office).

Strong analytical and problem-solving skills.

Knowledge of commercial real estate credit delivery principles.

Ability to handle multiple priorities under time constraints.

Demonstrated success working in a collaborative team environment.

Preferred Qualifications

Master’s in Commercial Banking or Real Estate or related experience; or an equivalent combination of education and experience.

2 years of experience in a Commercial Banking or Commercial Real Estate Associate Development Program or related Credit Delivery role.

Benefits

General description of available benefits for eligible employees: medical, dental, vision, life insurance, disability, and savings plans. Eligible teammates receive paid time off and holidays; details vary by division and employment status. Some positions may be eligible for additional plans such as a defined benefit pension, restricted stock units, or deferred compensation, depending on role and division.

Equal Opportunity and Employment Eligibility:
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classifications protected by law. Truist is a Drug Free Workplace. EEO is the Law. E-Verify. Right to Work.

About Truist

Truist is a purpose-driven financial services company formed by the merger of BB&T and Sun Trust. We serve clients in high-growth markets with a wide range of financial services. Our purpose is to inspire and build better lives and communities by meeting client needs, empowering teammates, and lifting up communities. Learn more at

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