Mortgage Loan Processor

Mortgage Loan Processor# Mortgage Loan Processor Augusta, ME ## Description Are you an experienced Mortgage Loan Processor who thrives on accuracy, organization, and keeping loans moving smoothly from application to closing?

At Maine State Credit Union, you’ll be a critical partner to our Mortgage Lending Team owning the details, managing the loan pipeline, and ensuring our members experience a seamless, professional lending process.

This role is ideal for someone who enjoys balancing multiple priorities, collaborating with lenders and vendors, and confidently navigating compliance requirements in a dynamic environment.
** What Your Day Will Look Like
** As a Mortgage Loan Processor, your daily work will be hands‐on, detail‐driven, and essential to successful loan closings:

• Manage the loan pipeline from application through closing keeping files accurate, complete, and on track.

• Prepare loan documentation for new and modified real estate and consumer loans using the Credit Union’s Loan Origination System (LOS).

• Order and coordinate third‐party services such as title work, appraisals, and legal documents—following up to keep timelines moving.

• Review loan files for compliance and accuracy, ensuring adherence to federal and state regulations including QM, ATR, and TRID.

• Complete post‐closing tasks including recording security documents, ensuring final title policies are issued, and supporting audit requests.

• Maintain strict confidentiality while upholding the Credit Union’s member‐first service standards.
** Why You’ll Enjoy This Role
** 1. You’ll have ownership of your work and see the direct results of your efforts at closing      2. You’ll work with a collaborative lending team that values accuracy, accountability, and service## Qualifications What We’re Looking For
* 1–3 years of mortgage or loan processing experience
* Strong working knowledge of loan documentation, policies, and compliance requirements
* Experience using Encompass LOS or similar systems (preferred)
* Comfortable managing multiple files and deadlines simultaneously
* Clear, professional written and verbal communication skills

Compensation: 24/hr-26/hr, depending on experience.

Benefits of Employment with Maine State Credit Union:

In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team. We are also proud of the benefits we offer:
* Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
* HSA – generous employer contribution
* Employer funded HRA
* Employer-subsidized Dental and Vision Insurance
* 100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
* Accident Insurance
* Competitive wages, and annual evaluations with compensation adjustments
* Generous 401(k) employer match, plus annual discretionary contribution
* Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays
* Education reimbursement - up to $5,000 annually for undergraduate
* Opportunities to volunteer in our local communities
* 100% Employer Paid EAP which includes 6 free mental health sessions
* Wellness Reimbursement of up to $150
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