Mortgage Loan Administrator

Description

Front Range State Bank is a locally managed independent community bank founded in 1899 with locations in Colorado and Wyoming, offering an array of customized and personalized banking services that meet the needs of businesses and personal clientele. Front Range State Bank takes pride in developing personal relationships with its clients while maintaining the highest level of professional service.

Our mission is to not only provide personalized banking services for our clientele, but to encourage our staff to personally contribute to making a difference in the communities that we serve. The Bank is also working towards being a community leader that balances purpose with profit by considering the impact of its decisions on its workers, customers, suppliers, community, and the environment.

Front Range State Bank is looking for a driven, reliable, hardworking employee who wants to make a difference and provide exceptional customer service for our clients and in our community. If your goal is to build a career that is impactful & fulfilling, consider joining our dedicated team. Candidate should be located within the Front Range of Colorado.

• 401(k) Profit Sharing Plan
• 401(k) Matching
• Medical, Dental and Vision Insurance
• Heath Savings Account with company contribution
• Employer paid Life/LTD
• AD&D Insurance
• Paid Vacation, Sick and Holiday time
• Flexible Spending Account
• Professional Development Resources/Tuition Reimbursement
• Employee Assistance Program
• An annual bonus may be paid to eligible employees based on organization & individual performance.

The Mortgage Loan Administrator will be a key role in the origination of all 1-4 unit residential real estate loan products. This role will work alongside the Mortgage Origination Manager to assure the quick and efficient origination of in-house mortgages, HELOCs, construction loans, secondary market loan, bridge loans, as well as any other 1-4 unit residential loan products the bank offers.

• Serve as subject matter expert for all 1-4 units residential real estate products, assisting Officers with the vetting of potential customers.
• Assist the Mortgage Origination Manager with the continued maintenance of residential real estate related technology platforms.
• Review loan application files for accuracy and completeness, including a pre‑underwriting review process.
• Responsible for issuing TRID documents as well as closing documents.
• Validate and verify loan application data related to assets, liabilities, income, debts, employment, etc.
• Submit loan applications to underwriting.
• Order applicable documents from third party vendors, i.e. hazard insurance, HOA documents, title documents, etc.
• Assist in mortgage loan pipeline management, including, but not limited to, tracking regulatory deadlines, status of each application within the origination process, ordering of appraisals, closing date, etc.
• Process rate lock requests.
• Assist in overseeing multiple loan files within the closing pipeline.
• Assure all Federal & State regulations are adhered to.
• Update information in the loan operating system.
• Assist in the coordination among all parties in the mortgage lending process.
• Master the Bank’s loan operating system.
• Communicate with and facilitate processes and parties in the origination process.
• Operate within a team environment and effectively communicate with customers, lenders, processors, closers and underwriters.
• Maintain a high level of customer satisfaction. (internal/external)

• Provide new Bank Officers with training on mortgage processes and procedures.
• Performs all other duties as assigned.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

A bachelor's degree in a financial services related field is preferred. 3+ years…