AML Fintech Manager

GENERAL FUNCTION

Working with the AML Officer to provide support for the AML Department regarding the Bank Secrecy Act, USA Patriot Act, Customer Information Program, and Office of Foreign Assets Control specifically relating to our Payments and Fintech clients. This individual will regularly communicate with the AML Officer, Operations and Third-Party Risk Manager, and Payments and Fintech clients. As the AML Fintech Manager, you will be responsible for managing the BSA/AML monitoring of our Payments and Fintech clients.

This role requires a hands‑on manager who can automate manual workflows, manage the periodic testing framework across all clients, and ensure all parties are compliant and meeting contractual obligations.

• Responsible for the enhancement and oversight of specific AML functions relating to the Bank’s Payments and Fintech clients.
• Manage and test the adequacy of AML programs of Payment and Fintech clients, which includes completing necessary documentation and escalation of findings.
• Maintain AML procedures related to monitoring Payment and Fintech clients and updating as necessary.
• Maintain risk ratings of Payments and Fintech customer base and manage enhanced due diligence reviews of higher risk clients.
• Work on complex issues where analysis of situations or data requires an in-depth evaluation of variables as it is related to Payment and Fintech clients.
• Coordinate and complete annual BSA/AML & OFAC Fintech Risk Assessments for the AML Officer.
• Lead a team of AML Analysts in transaction monitoring, enhanced due diligence reviews, onboarding reviews, and periodic testing of Payments and Fintech clients within the BSA regulatory framework.
• Work collaboratively with appropriate Bank staff to understand the Payment and Fintech customer base.
• Participate in specialized projects, regulatory examinations or independent validations or reviews.
• Partner with IT, Business Solutions, and Payments and Fintech teams to automate transaction monitoring systems and refine risk‑based alert thresholds to minimize false positives.
• Be knowledgeable on all aspects of the Bank’s AML/CFT Program and be prepared to answer questions from all departments and Bank staff regarding these requirements.

• Minimum of five years in AML compliance or financial investigations, with at least 2 years in a management role. Direct experience in fintech, payments, or crypto is highly preferred.
• Bachelor’s degree or equivalent work experience.
• CAMS certified or in the process of obtaining CAMS certification or other AML/Fraud related certification.
• Proficiency in data analysis and experience with modern financial compliance tools.
• Flexible and possess the ability to manage multiple projects simultaneously.
• Detail oriented, self‑starter, proactive and resourceful in problem‑solving.
• Proficient with Microsoft products with strong skills in internet‑based and system‑based research techniques, e‑mail communications and ability to learn other related software applications as required.
• Excellent organizational skills and the ability to work in a fast‑paced environment.
• Excellent communication skills required (oral and written).