Senior Credit Officer, Credit Administration and Portfolio Risk

Organization Overview

Foresight Bank is the largest, locally owned community bank in Northern Illinois, with fifteen offices in the counties of Winnebago, Stephenson and Kankakee. Foresight Bank is owned by Foresight Financial Group, Inc., an Illinois corporation founded in 1986, a financial holding company established under the Federal Reserve.

Foresight Bank is seeking a Senior Credit Officer to provide leadership across credit administration, loan origination system governance, portfolio risk oversight, credit approval support, and credit process improvement. This role will serve as a key partner to the Chief Credit Officer and will work closely with lending, credit, loan operations, risk, compliance, audit, IT, and vendor partners to strengthen credit discipline, improve lending workflow consistency, and support timely, sound credit decisions.

Foresight Bank is investing in a new Loan Origination System (“LOS”) to modernize the way loans move through the organization. This position will be the primary business owner for the LOS and will help ensure the platform supports credit policy, approval authority, underwriting quality, portfolio monitoring, data integrity, reporting, and accountability across the lending process.

During the first year, the role will place significant focus on LOS implementation, including workflow design, configuration, testing, training support, change management, vendor coordination, user adoption, go‑live readiness, and post‑go‑live stabilization.

Note:

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

LOS Administration:
Advanced knowledge of loan origination system administration, preferably Abrigo, including workflow configuration, user security, reporting, testing, release management, change control, and vendor coordination.

Project Management:
Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established time frames.

Credit Knowledge:
Strong understanding of commercial credit, agricultural credit, small business lending, consumer banking credit, underwriting, loan documentation, approval workflows, portfolio risk management, credit administration practices, and real estate valuation review and approval standards.

Communicator:
Effective written and oral communication skills. Active listener; providing constructive feedback, coaching others toward performance improvement.

Analytical…