Controller, Accounting, Financial Compliance

About Safe Lease

At Safe Lease, we're rethinking how P&C insurance is sold in an age of technological change. We believe the industry's biggest inefficiencies aren't technical problems — they're structural ones. And we're building the team to tackle them.

Safe Lease is a profitable insurance business that designs, underwrites, and distributes specialty coverage for commercial property owners and their tenants. Most insurance companies either distribute products or bear the risk — we do both. We back our policies with our own capital, which means we control the full stack: product design, tech, and the speed at which we move. That end-to-end ownership lets us offer customers real flexibility, saving time and money for more than 4,000 properties insured for billions in value nationwide.

We're a team of 70, growing over 100% annually, and we've done it without sacrificing profitability or culture. Here, you'll get high discretion and a wide aperture of problems to solve. We embrace the newest technologies, move fast together, and operate with the intensity of a small company where every person's work is visible. If you're looking for a place to sharpen your craft alongside people who take their work seriously, you'll fit right in.

Safe Lease is hiring a Controller to lead all accounting, financial reporting, and internal controls across the organization — with full ownership spanning our Managing General Agent (MGA) operations and our surplus lines insurance carrier. The role owns dual-track reporting: U.S. GAAP financial statements for Safe Lease and its consolidated entities, and statutory financial statements filed with state insurance regulators under NAIC Statutory Accounting Principles.

The ideal candidate combines a Big Four audit foundation with hands‑on accounting experience inside an insurance carrier, and a track record of building and scaling finance functions in a high‑growth environment. This is a high‑visibility leadership role reporting to the CEO with direct exposure to senior leadership and strategic decision‑making.

• Own and oversee all accounting operations across the MGA and the surplus lines carrier, including general ledger management, month‑end / quarter‑end / year‑end close, and intercompany accounting between the producer and the underwriter.

• Prepare and deliver timely, accurate financial statements in accordance with both U.S. GAAP and Statutory Accounting Principles (SAP), including the NAIC P&C Annual Statement, quarterly statements, and audited statutory financial statements.

• Manage statutory reporting and regulatory filings: NAIC Schedules F (reinsurance), P (loss reserves), D (investments), and T (premium by state);
  Risk‑Based Capital (RBC) calculations; IRIS ratios; and domiciliary and non‑admitted / surplus lines state filings.

• Oversee MGA accounting under the NAIC Managing General Agents Act (Model #225), including premium trust / fiduciary accounts, the MGA‑to‑carrier reporting cycle, and quarterly accounting packages submitted to the carrier in a form usable for completion of the Annual Statement.

• Design, implement, and maintain robust internal controls and financial policies that scale with organizational growth (SOX‑style frameworks preferred).

• Lead the annual statutory and GAAP audits and serve as the primary liaison with external auditors, tax advisors, state insurance examiners, and the engaged actuary.

• Build, mentor, and develop a high‑performing accounting team; establish best‑in‑class processes and a culture of continuous improvement.

• Manage consolidated financial reporting across Safe Lease entities, including intercompany transactions and eliminations between the MGA and the carrier.

• Partner with the CEO and senior leadership to provide financial insights, variance analysis, and strategic recommendations.

• Own premium and claims accounting cycles, ceded and assumed reinsurance accounting, deferred acquisition cost (DAC) treatment, and loss reserve accounting.

• Oversee cash management, treasury functions, investment accounting (including NAIC SVO‑rated portfolios), and capital allocation reporting.

• Ensure compliance with federal,…