Manager, Carrier Relationship

Title: Manager, Carrier Relationship

Location: Austin, TX (Hybrid)

Reporting to: V.P. of Business Development & Partnerships

Hippo exists to protect the joy of home ownership. We believe that insurance should protect the things you treasure through an intuitive, modern experience. We provide tailored insurance coverage and preventative maintenance plans that keep you protected throughout your homeowner journey. We’ll also help you find coverage for everything life brings—from auto to flood—reimagining how you care for your home.

The Carrier Relationship Manager is responsible for building, managing, and expanding relationships with insurance carrier partners. This role owns the carrier strategy end-to-end, including identifying coverage gaps, sourcing and onboarding new carriers, and negotiating commission structures and incentive programs. The ideal candidate brings a mix of strategic thinking, relationship management, and strong insurance market knowledge.

You are a strategic relationship builder who excels at developing and managing high-impact partnerships. You bring strong negotiation and influencing skills, allowing you to align diverse stakeholders and drive mutually beneficial outcomes. With a sharp eye for market and competitive analysis, you identify opportunities, anticipate shifts, and position initiatives for success. You thrive in cross-functional environments, collaborating seamlessly across teams to move complex projects forward.

Above all, you communicate with clarity and confidence, delivering executive-level insights that inform decisions and inspire action.

• Serve as the primary point of contact for all carrier partners, ensuring clear communication and alignment.
• Develop and maintain strong, long‑term relationships with carrier executives and operational stakeholders.
• Lead recurring performance reviews and strategic business updates to drive accountability and continuous improvement.

• Identify product, geographic, and underwriting gaps; proactively source and evaluate new carrier partnerships to support growth.
• Lead end‑to‑end carrier onboarding, including due diligence, contract negotiation, and cross‑functional coordination.
• Monitor carrier appetite, underwriting guidelines, and capacity to ensure alignment with company strategy and market demand.

• Negotiate commission structures, overrides, profit‑sharing agreements, and performance‑based incentive programs.
• Partner with finance and executive leadership to model carrier economics and evaluate partnership profitability.
• Structure agreements that align with revenue growth objectives and long‑term margin targets.

• Collaborate closely with sales, underwriting, product, and operations teams to execute carrier initiatives.
• Communicate carrier requirements, updates, and opportunities across internal stakeholders to ensure seamless execution.
• Support new product launches and geographic expansion efforts from a carrier strategy perspective.

• Track and analyze carrier performance metrics, recommending optimization strategies to improve production and profitability.
• Stay informed on insurance market trends, carrier positioning, and competitive dynamics to guide strategic decision‑making.
• Provide leadership with data‑driven insights and recommendations regarding carrier‑related risks, opportunities, and market shifts.

• 5+ years of experience in insurance carrier management, brokerage, underwriting, or related roles
• Strong understanding of P&C insurance products, carrier economics, and distribution models
• Proven experience negotiating commissions, incentives, or agency/carrier agreements
• Excellent relationship‑building, communication, and negotiation skills

• Experience working with multiple carriers across different lines or states
• Familiarity with insure tech or digitally enabled insurance platforms
• Analytical mindset with comfort interpreting financial and performance data

Hippo treats its team members with the same level of…