Senior Product Manager, Underwriting

Austin, Texas, United States;
Dallas, Texas, United States;
Morristown, New Jersey, United States;
San Jose, California, United States

Location: Austin, TX / Dallas, TX / Morristown, NJ / San Jose, CA

Reporting to: VP of Product, Insurance & Operations

Hippo was built on a promise: make home ownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.

If you're energized by building what's next, we'd love to meet you.

We are looking for a seasoned Senior Product Manager with a proven track record of owning complex, high‑stakes technical platforms in risk-intensive industries to own Hippo's Underwriting Platform charter. This is a strategic, high‑impact role at the intersection of risk, technology, AI and business growth — responsible for the end‑to‑end UW platform including our rules engine, risk and underwriting models, and AI‑powered workflows.

We are looking for someone who sets aspirational goals and has the agency to deliver them — someone who can think broadly about the future of underwriting technology while executing with precision in the near term.

• Define and own the multi‑year product strategy and vision for Hippo's Underwriting Platform — spanning the rules engine, risk and UW models, and AI/agentic workflows.
• Identify opportunities to modernize and scale UW infrastructure in ways that directly improve loss ratio, underwriting accuracy and efficiency , and speed‑to‑market for new risk appetite changes.
• Influence and shape company‑level prioritization decisions for the UW platform, building alignment across product, engineering, and business leadership without direct authority.
• Stay ahead of emerging trends in insurtech, AI, and risk modeling — translating them into a roadmap that positions Hippo competitively.

• Own the end‑to‑end product lifecycle for the UW platform: discovery, prioritization, requirements, delivery, and post‑launch performance.
• Lead cross‑functional execution of major platform initiatives, partnering with Engineering, Data Science, Actuarial, and Underwriting to deliver on time and with quality.
• Translate complex business and risk requirements into crisp, actionable PRDs, user stories, and acceptance criteria.
• Drive measurable outcomes — own the metrics that matter, including loss ratio impact, underwriter efficiency , model accuracy, and automation rates.

• Serve as the primary bridge between the Underwriting and Actuarial business teams and the Engineering organization — deeply understanding business needs and enabling tech to meet them.
• Build strong partnerships with business stakeholders, earning trust through consistent delivery, clear communication, and a genuine understanding of underwriting and risk.
• Communicate strategy, tradeoffs, and outcomes to leadership with narratives grounded in data and business impact.

• Drive the evolution of Hippo's rules engine — enabling faster, safer, and more auditable changes to underwriting logic.
• Partner with Data Science to integrate risk models into the underwriting workflow, shortening the feedback loop between model development and production deployment.

• 7+ years of experience in product management, including full ownership of the product backlog and leading the end‑to‑end software development lifecycle in collaboration with a team of at least four engineers, delivering impactful and user‑focused solutions.
• Experience working with or building risk platforms, rules engines, ML models and/or decision automation systems. You understand how these systems work and what it takes to evolve them safely.
• Proven track record of bridging the gap between business and…