Product Designer, Unsecured Lending

About Upstart

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital‑first doesn’t mean distant. We’re intentional about in‑person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in‑person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you.

If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.

Upstart’s Product Experience team brings together product design, research, and content strategy to shape the future of lending. We focus on high‑craft execution, deep customer insight, and measurable business impact, partnering across product areas to build experiences that are clear, trustworthy, and human. Our Unsecured Lending team focuses on building borrower‑facing experiences across personal loans and revolving credit products. This team owns core moments in the borrower journey, including rate selection, origination, and repayment, with a focus on clarity and trust.

As a Product Designer at Upstart, you will support feature‑level design work across these experiences, partnering closely with product managers and engineers. You’ll work within established design direction to deliver high‑quality, production‑ready designs that directly impact millions of borrower interactions.

• Design end‑to‑end user experiences across borrower‑facing flows
• Translate product requirements into wireframes, interactive prototypes, and high‑fidelity visual designs
• Collaborate with product managers and engineers to align on scope, constraints, and implementation details
• Deliver production‑ready designs and ensure design intent is preserved through development handoff
• Incorporate user feedback, data insights, and stakeholder input to iterate on designs
• Partner with adjacent teams (e.g., Growth) to ensure seamless experiences across the borrower journey

• 3+ years of product design experience, owning small‑to‑medium projects end‑to‑end
• End‑to‑end design: problem/goal definition, rapid user testing and user research, wire framing and strong iterative instincts, interaction and visual design including strong typography skills, running an articulate and repeatable user‑centered design process
• Proficiency in Figma, strong fluency in GenAI tools
• Gives, receives, and incorporates feedback at each stage
• Gets stakeholder buy‑in; delivers smooth design handoffs where resolution matches design intent
• Understands business context at a high level and how design impacts it
• Fluency in working within design systems

• Experience with complex multi‑step flows with branching outcomes and plentiful edge cases (applications, forms, comparison tools)
• Strong familiarity with contributing to or advancing design systems
• Experience in Fintech, lending, insurance, or other heavily regulated consumer products
• Experience working in a triad model (PM/Eng/Design)

This role is available in the following…