Subject Matter Expert; Onsite Job Austin area,Texas USA,Finance & Banking

Position: Payments Subject Matter Expert (Onsite)

About Position:

Domain specialists with Payment’s processing in Transaction Banking for SWIFT (CBPR+) and US Payment Rails, namely, Fed Wire Funds, CHIPS, ACH, RTP and Fed Now, with prior experience in large scale Payments Transformation / Modernization programs. The candidate is expected to demonstrate deep knowhow of payment processing from origination to clearing and settlement, for each of the payment rails. The candidate is expected to partner with senior business and technology stakeholders on the client side on modernizing the payment ecosystem with an aim to reduce the total cost of ownership.

This role demands liaising with client stakeholders and Persistent team to clearly articulate the business requirements, process flows and applicable operating guidelines and operating rules as deemed applicable for various use cases. The candidate must have prior experience working in large scale Payment Modernization projects from strategy and planning to execution and implementation.

Role Details:

Role: Payments Subject Matter Expert (Onsite)
Location: Austin, TX
Experience: 10+ Years
Job Type: Full Time Employment
Mandatory Mention 3 skills:
Transaction Banking and US Payment Rails
Strong domain expertise across SWIFT CBPR+ and US Payment Rails
: Fedwire Funds, CHIPS, ACH, RTP, and Fed Now

What You'll Do:

Act as the key Payments domain advisor across strategy, planning, and execution
Bridge business and technology teams—owning requirements, process flows, data mappings, and operating rules
Lead workshops, define use cases, and support delivery through strong functional and domain leadership
Contribute to modernization of payment ecosystems across real-time, batch, and cross-border payments.

Expertise You'll Bring:

Exposure to APIs, IBM MQ, Kafka, JSON, Postman
Experience with Fed Line Advantage
Background in operating and governance model definition
Strong domain expertise across SWIFT CBPR+ and US Payment Rails:
Fedwire Funds, CHIPS, ACH, RTP, and Fed Now
End‑to‑end knowledge of payment processing — from origination through clearing, settlement, and reconciliation
Hands‑on experience with ISO 20022, NACHA standards, and rail‑specific message flows
Proven experience partnering with senior business and technology stakeholders on payment modernization initiatives aimed at reducing TCO

Benefits:

Competitive salary and benefits package
Culture focused on talent development with quarterly growth opportunities and company‑sponsored higher education and certifications
Opportunity to work with cutting‑edge technologies
Employee engagement initiatives such as project parties, flexible work hours, and Long Service awards
Insurance coverage: group term life, personal accident, and Mediclaim hospitalization for self, spouse, two children, and parents

Values‑Driven, People‑Centric & Inclusive Work Environment:

We support hybrid work and flexible hours to fit diverse lifestyles.
Our office is accessibility‑friendly, with ergonomic setups and assistive technologies to support employees with physical disabilities.
If you are a person with disabilities and have specific requirements, please inform us during the application process or at any time during your employment.

Equal Opportunity Employer Statement:

Persistent is an Equal Opportunity Employer and prohibits discrimination and harassment of any kind.

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