Commercial Lender

About the Role

As a Commercial Lender, you will serve as a member of the Lending division, responsible for development and management of a commercial loan portfolio. The position prospects for quality loan opportunities and generates and maintains a quality loan portfolio.

• Develop and manage a commercial loan portfolio for the bank.
• Focus on making high quality loans which comprise C & I loans and owner occupied CRE loans. Knowledge of SBA loans is required.
• Demonstrate the ability to be a calling officer and prospect for new loans.
• Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and maintaining the existing loan portfolio.
• Develop measurable goals and objectives that focus on customer service and long‑term profits.
• Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services to customers and cultivating relationships with potential customers to drive loan growth.
• Keep abreast of related industry and professional trends and products and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies and processes as they relate to assigned areas of responsibility.
• Work toward and assist in the positive image and growth of the bank.
• Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Complete and pass all required regulatory compliance training as assigned.
• Participate in project meetings.
• Secondary oversight of lobby services.
• Manage personal banking, cash operations, and loan floor supervisors.
• Daily oversight in the absence of a market supervisor/president.
• Perform any additional duties and tasks assigned by management.

• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
• Strong knowledge of lending products and services.
• Self‑motivated with a strong work ethic and the ability to handle high‑pressure situations.
• Exceptional management, organizational, planning, time‑management and project‑management skills.
• Excellent written, communication and customer relations skills.
• Ability to set strategic goals and ensure high quality of products and services.
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.
• Must live within 45 minutes of the bank’s location.

• Bachelor’s degree in accounting, finance, economics, or business‑related field required.
• Minimum of three years Commercial Lending experience.
• Formal credit training - preferred.

Guaranty Bank & Trust, 1200 West University Drive, Suite 100, Denton, TX 76201. Must live within 45 minutes of the bank’s location.

Starting salary is dependent upon relevant experience and may vary based on geographic location. We offer an extensive benefits package that includes medical, dental, vision, life insurance, a health savings account option, an Employee Assistance Program, a health rewards program, a retirement savings plan including 401(k) and profit‑sharing plans, short‑ and long‑term disability benefits, education and training benefits, and discounts on banking products and services.

We also provide a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for part‑time employees, up to a maximum of 240 hours per year for certain full‑time employees. Full‑time employees are offered six paid holidays and part‑time employees are offered proportionate paid holidays. Employees in Utah and Nevada may be eligible for pay for certain state‑recognized holidays.

The employee is often required to sit, use hands in repetitive motions such as gripping or handling objects, and talk or hear. The employee is occasionally required to stand, walk, lift or reach with hands and arms. Must operate routine office equipment including computer terminals, keyboards, telephones, copiers, facsimiles…