Associate Consumer Underwriter

General information

# 22410

Remote? Yes

Location:

On-site within 50 miles of our Plano, TX office.

For over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need – and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world‑class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer‑obsessed auto finance products and solutions.

A Consumer Underwriter – Auto Finance evaluates, negotiates, and decides consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best‑in‑class relationship management for their assigned territories as a crucial part of the Ally Auto framework.

• Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles.
• Leverage high‑touch and high‑tech capabilities to negotiate contracts.
• Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers.
• Requires flexibility in work schedule; evening hours, limited travel, and weekends required.

• 0+ years of experience.
• High school Diploma or GED equivalent.

• High school/GED is required; bachelor’s degree is highly preferred.
• 1+ years in auto finance consumer underwriting (prime, sub‑prime, and/or non‑prime), or financial services is preferred.
• Ability to perform technical based activities.
• Knowledge of and exposure to fundamental theories, principles, and concepts.
• Demonstrating technical expertise and relationships to supply strategy and drive business results.
• Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics.
• Excellent sales, negotiation, problem solving, and analytical skills.
• Must be an independent worker with strong time leadership skills.

Base Pay Range:

• Emerging: $47,840
• Experienced: $61,250
• Expert: $75,000

Incentive Compensation:
This position is eligible to participate in our annual incentive plan.

• Time Away: competitive holiday and flexible paid‑time‑off, including time off for volunteering and voting.
• Planning for the Future: plan for the near and long term with an industry‑leading 401(k) retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well‑being programs.
• Supporting your Health & Well‑being: flexible health and insurance options including dental and vision, pre‑tax Health Savings Account with employer contributions and a total well‑being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back‑up child and adult/elder day‑care program and childcare discounts.
• Work‑Life Integration: other benefits including Life Matters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Ally Financial is a customer‑centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial‑services provider to our consumer, commercial, and corporate customers.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID‑19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at  Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.