Compliance Senior Manager

• Compensation: USD 132,000 - USD 185,000 - yearly

Senior Regulatory Compliance Manager

We’re looking for a Senior Regulatory Compliance Manager to join our growing North America Regulatory Oversight Compliance team. In this role, you’ll be a key partner in managing our regulatory and financial crime obligations, particularly as they relate to managing compliance engagements with our bank partners and state/federal regulators.

You’ll work closely with cross‑functional teams and lead our efforts in managing regulatory and financial crime exams, audits, and partner compliance reviews, helping ensure Wise remains compliant as we scale. You’ll also help shape and evolve our second‑line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do.

If you’re passionate about building systems that make compliance smart, scalable, and transparent—and excited to work at the intersection of tech and financial services regulation—we’d love to hear from you.

• Audit & Examination Management:
  Lead the preparation and management of all regulatory and financial crime examinations and audits, ensuring timely and accurate responses and coordinating post‑exam management responses. Serve as the first point of contact for any internal/external audit and exam requests.
• Financial Partner Management:
  Lead the preparation and management of required compliance reviews and reporting to partners.
• Regulatory Advisory:
  Provide expert guidance to internal stakeholders for responding to requests across state and federal laws and regulations, including money transmission and consumer protection regulations such as Regulation E, UDAAP, and the E‑Sign Act.
• Compliance Framework Development:
  Support the development and maintenance of Wise’s Regulatory Compliance oversight framework, including policies and procedures to support the Exam & Audit Management Program.
• Stakeholder
  
  Collaboration:
  
  Work closely with operational, finance, product, and engineering teams to ensure compliance is integrated into business processes.

• Previous experience in a financial regulation or financial crime advisory role, or in a Compliance/Legal department, Risk and Controls function, or consultancy environment.
• Familiarity with tools such as Excel, Confluence, Jira, and Governance, Risk & Compliance (GRC) platforms.
• Knowledge of consumer compliance regulations including Reg E, UDAAP, E‑Sign Act, U.S. PATRIOT and BSA/AML, and state money transmission license regulations.
• Ability to analyze and interpret complex regulatory frameworks and apply them effectively.
• Ability to communicate effectively with Product Managers and Engineers, providing practical, actionable, and value‑added recommendations.
• Problem‑solving attitude, using regulations together with data to drive business decisions.
• Experience (or interest) in working in a fast‑growing environment.
• Willingness to travel;
  Wise offices are located across different countries.
• Legally authorized to work in the U.S.
• Bonus skills:
  Experience working with international teams and understanding of global regulatory environments.
• J.D., Certified Regulatory Compliance Manager, or similar qualification.
• Prior experience working with the CFPB, OCC, and/or state regulator (e.g., NYDFS, DFPI).

We’re people building money without borders—without judgment or prejudice. We believe teams are strongest when they are diverse, equitable and inclusive. We celebrate our differences and ensure every Wiser feels respected, empowered to contribute to our mission and able to progress in their careers.

If you want to find out more about what it’s like to work at Wise, visit Wise.

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