Credit Products Commercial Portfolio Manager - Government & Institutional Banking

Job Description

At Regions, the Credit Products Commercial Portfolio Manager is a client‑facing role responsible for independently leading all aspects of the commercial credit process both internally and externally with prospects and clients. The Portfolio Manager partners closely with Regions' relationship managers to execute the Bank’s commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.

• Executes on the Bank’s commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances.
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis.
• Ensures all credit process metrics are within prescribed tolerances.
• Makes risk evaluation and compliance decisions for AML, CRA/HMDA, Reg B and other regulatory requirements within the assigned portfolio and prospects.
• Reviews interim new money requests for relationships managed up to a defined limit.

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.

• Bachelor’s degree in Finance, Accounting or a related field.
• Three (3) years of experience in commercial underwriting.
• Subject Matter Expert-level understanding of accounting and finance, financial statement and cash flow analysis.

• Completion of a major corporate credit training program (or equivalent corporate banking/corporate finance experience).

• Ability to work collaboratively with multiple stakeholders.
• Strong analytical and problem‑solving skills.
• Strong verbal and written communication skills.
• Well organized, detail‑oriented, and able to multitask.
• This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.
• Government & Institutional Banking experience preferred.

Full time

Pay ranges are job specific and are provided as a point‑of‑market reference for compensation decisions. Other factors include experience, skills, knowledge, contribution, job location and, most importantly, performance. The target salary for the Metropolitan Statistical Area Market Range:
Minimum $85,608.60 USD;
Median $ USD. This role is eligible to participate in a discretionary incentive plan.

Regions offers a flexible, comprehensive benefits package:

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Downtown Austin, Austin, Texas

Equal Opportunity Employer/including Disabled/Veterans

To learn more about Regions’ benefits, visit