Credit Products Commercial Portfolio Manager

Job Opportunity at Regions

At Regions, the Credit Products Commercial Portfolio Manager is a client‑facing role that independently leads all aspects of the commercial credit process with prospects and clients. The Portfolio Manager partners closely with Regions’ relationship managers to execute the Bank’s commercial loan origination strategy, working directly with prospects, clients, and centers of influence to develop optimal financing structures that address borrowing needs.

• Execute the Bank’s commercial loan origination strategy by developing optimal financing structures for prospects, clients, and centers of influence.
• Underwrite, structure, and document prospect and client transactions above a designated threshold, typically the most complex and largest transactions.
• Manage the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues, and developing remediation and underwriting on a timely basis.
• Ensure all credit process metrics are within prescribed tolerances.
• Maintain accountability for risk evaluation and associated compliance requirements (AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements) in the assigned portfolio and for prospects.
• Review interim new money requests for relationships managed up to a defined limit.

This position is exempt from time‑keeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

• Bachelor’s degree in Finance, Accounting, or a related field.
• Five (5) years of experience in commercial underwriting.
• Subject‑Matter Expert level understanding of accounting and finance, financial statement and cash‑flow analysis.

• Completion of a major corporate credit training program (or equivalent corporate banking/finance experience).

• Ability to work collaboratively with multiple stakeholders.
• Strong analytical and problem‑solving skills.
• Strong verbal and written communication skills.
• Well organized, detail‑oriented, and able to multi‑task.

This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.

Full time

Pay ranges are job‑specific and serve as a point‑of‑market reference. Pay is influenced by experience, skills, knowledge, contribution, job location, and performance.

Target information is based on the Metropolitan Statistical Area Market Range for the position’s location and level.

Job Range Target:
Minimum: $ USD
Median: $ USD

This role is eligible for a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.

Regions offers a flexible, comprehensive benefits package for eligible associates. The following is a synopsis of benefits available to you.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Downtown Austin, Austin, Texas

Equal Opportunity Employer/including Disabled/Veterans