Commercial Lender - To - Austin, TX

Commercial Lender – To $140K – Austin, TX – Job #  The Position

Our bank client is seeking to fill a Commercial Lender role based in the Austin, TX market. The successful candidate will make and service a variety of CRE, C&I, and SBA loans, assist senior officers with larger and more complex loans, and provide additional customer services as required. This position offers a generous base salary of up to $140K and a full benefits program.

(This is not a remote position.)

• Generate new business through loans, business accounts, and services.
• Originate or recommend commercial, industrial, and commercial real estate loans within the limits of lending authority and in compliance with regulations and policy.
• Analyze and review financial statements, accounts, and related data for new and potential existing customers.
• Negotiate and recommend credit terms, costs, loan repayment strategies, and collateral specifications.
• Provide services and maintain accounts for existing customers, ensuring terms of loans and financial conditions of borrowers adhere to policy parameters.
• Evaluate prospective customers and loan requests and make recommendations to management.
• Expand existing business and develop new business through service and cross‑selling, customer calls, networking, and the development of referrals.
• Maintain current knowledge of industry regulations, compliance issues, and bank policies.

• Bachelor’s Degree required.
• Six or more years of progressively greater responsibility and experience in the commercial lending area is a must.
• Experience analyzing financial statements.
• Completion of a formalized credit training program is preferred.
• Thorough knowledge of Federal and State regulations covering commercial banking activities.
• Strong analytical ability with effective written and verbal communication skills required.
• Efficient use of Outlook, Word, and Excel applications.
• Excellent interpersonal skills.