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Collateral Underwriter

Job in Austin, Travis County, Texas, 78716, USA
Listing for: DHI Mortgage
Full Time position
Listed on 2026-07-13
Job specializations:
  • Finance & Banking
    Underwriter
  • Insurance
    Underwriter
Salary/Wage Range or Industry Benchmark: 75000 - 95000 USD Yearly USD 75000.00 95000.00 YEAR
Job Description & How to Apply Below

D.R. Horton, Inc. is currently looking for a Collateral Underwriter
.

Essential Duties and Responsibilities
  • Review collateral documentation daily as assigned by the Underwriting Manager, Assistant Underwriting Manager or Team Lead
  • Review and underwrite collateral to ensure the documentation meets investor and program criteria
  • Review Uniform Collateral Data Portal (UCDP) findings, address appraisal comparable selection, review for marketability and valuation acceptance, and confirm appraisal is completed to Fannie Mae or Freddie Mac standards
  • Review appraisal against title, flood certificate, purchase agreement, etc. for accuracy & consistency
  • Prioritize collateral documentation reviews to meet departmental turn times
  • Successfully underwrite collateral documentation for loans as defined by the Underwriting Manager, Assistant Underwriting Manager or Team Lead
  • Ability to review other loan conditions as assigned by the Underwriting Manager
  • Review and respond to internal and external audits
  • Perform audits as required
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
  • Ability to work overtime
Qualifications
  • High school diploma or general education degree (GED)
  • Three to six months of related experience and/or training
  • Strong verbal and written communication skills
  • Superb organizational skills and attention to detail
  • Solid time management skills with a proven ability to meet deadlines
  • Strong analytical and problem-solving skills
  • Proficiency with or the ability to quickly learn the organization’s systems
  • Ability to prioritize tasks
  • Ability to act with integrity, professionalism, and confidentiality
  • Proficiency with MS Office and email required
Preferred Qualifications
  • Bachelor’s degree from a four-year college or university preferred
Benefits
  • Medical, Dental and Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation, Sick, Personal Time and Company Holidays
  • Multiple Voluntary and Company provided Benefits
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