Mortgage Loan Originator II

Position Overview

The Mortgage Loan Originator II is a field-based position that serves existing members and procures new members through the origination of quality real estate loan products. This role emphasizes self-generated business development, community engagement, and strong pipeline management in addition to member service. This is a remote role available to candidates living in Texas.

As a Mortgage Loan Originator with Amplify, you will enjoy strong support and industry technology. Our incentive program is designed for top producers who want to grow and earn.

• Agency Direct Lender offering Conventional, FHA/VA/USDA, Jumbo, Second lien, and Portfolio Products.
• Use of Encompass, Optimal Blue, and Salesforce to streamline the lending process.
• Marketing department support for materials and content creation.
• Daily leads provided to complement self-generated business.
• Lending in the state of Texas as a credit union (depository).

• Generates business through self-sourced leads and supports member leads as assigned; establishes relationships with potential borrowers.
• Partners with local real estate associations, chambers of commerce, and other community organizations to support education and networking opportunities and highlights community involvement.
• Uses social media channels to generate leads and strengthen brand awareness.
• Recommends loan products to potential borrowers and sets expectations regarding the loan process.
• Maintains working knowledge of available mortgage products.
• Spends the majority (over 50%) of working time away from the office or branch, conducting sales activities in the field.
• Generates mortgage loan volume through face-to-face meetings with borrowers, real estate agents, builders, and other referral sources; tracks monthly activity and reports to management.
• Upholds credit union policies and procedures and champions organizational culture internally and externally.

Education and/or Experience
High school diploma or GED. Bachelor’s degree in business or related field preferred. 3+ years of experience in Real Estate Loan Origination. FHA and VA origination experience is a plus. Experience in proper loan pricing based on credit union rate determinations and understanding of points or discounts is necessary.

Certificates, Licenses, Registrations
Must be bondable. Requires registration as an MLO with the Nationwide Mortgage Licensing System (NMLS) and registry on an annual basis in addition to maintaining updates as needed. Initial registration is required immediately upon hire.

Software and Equipment
Knowledge and efficiency with personal computer, Microsoft Office, Credit Bureau Systems, and financial calculators. Prior experience with Encompass is preferred. Must have experience with Desktop Underwriter and/or Loan Prospector underwriting systems and packaging of conforming loan standards. Reliable internet access of 50 Mbps is required.

• Medical, Dental, and 401(k) programs for team members.
• Volunteer opportunities with signature partners (Saint Louise House) and additional paid time off for volunteer activities.
• Undergraduate and graduate tuition benefits for eligible team members.

Base pay of $31,200 per year with up to 130 basis points incentive pay per loan, plus benefits available to all Amplify employees.

This remote role is available to candidates living in the state of Texas.

Amplify is an Equal Employment Opportunity Employer, seeking people from all backgrounds, life experiences, and world views. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.