Collector, Finance & Banking

The Collector 1 contributes to a high-performing Collections team by helping members resolve past-due consumer, commercial, or real estate loans. Using supportive, constructive, and empathetic communication across multiple channels, this role seeks to understand each member’s circumstances and collaborates with the member to identify practical paths toward resolution. The Collector 1 independently researches account details, prioritizes follow-up activities, validates financial responsibility, locates current contact information, and completes documentation required to advance delinquency resolution.

The role adapts its approach as new information emerges, balances individual member needs with those of the broader UFCU membership, and delivers compliant outcomes in accordance with UFCU policies, procedures, and applicable laws and regulations.

The Collector 1 reports to Assistant Manager – Collections.

Our Credit Union was founded in 1936 and has grown to serve members throughout Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures . In pursuit of our aspiration that UFCU is
loved by millions of Members and built to thrive for generations , we are guided by our values:

We are driven by a profound sense of empathy to deeply understand our Members’ needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members’ best interests, forever seeking to empower their financial success.

We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights.

We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration.

• Validates identity of members and third parties.
• Interacts with members and third parties through a variety of communication channels (telephone calls, email, text, chat, and letters) to develop contact with members responsible for past due loan balances.
• Develops professional, courteous, and empathetic relationships with members to facilitate effective oral and written member communications consistent with UFCU Core Competencies.
• Informs members of past due loan status, develops dialogue with members to discover credible reasons for delinquency, the member’s capacity and willingness to resolve the past due loan status, and provides a call to action by the member to resolve the loan delinquency.
• Collaborates with members to identify and prioritize viable options for resolving past-due loan status. Confirms the member’s understanding and commitment, completes the activities needed to implement the agreed resolution, and follows up promptly to evaluate progress and adapt next steps as circumstances change.
• Provides member service to resolve any barriers preventing members from making timely loan payments.
• Service tasks include validating: debt responsibility, loan balances, loan terms, and other items; providing copies of loan documents to members; setting up/editing/terminating automated payments; advising members about UFCU’s practices that may be of immediate interest or concern for a given member; producing and publishing loss mitigation program documentation.
• Produces written communications,…