VP Product, Consumer Lending

“Rate is one of the nation’s top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their home ownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate’s Loan Officers rank among the best in the country.

From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology — including Same Day Mortgage, the Rate App, Flash Close℠, MyAccount and the Language Access Program — has earned recognition from Housing Wire, Scotsman Guide, Nerd Wallet, the Chicago Tribune and Crain’s Chicago Business. Learn more at

Job Profile:

VP, Fintech Products

Job Description

Summary:

We are committed to providing a competitive and equitable total rewards package. The compensation for this role is designed to attract, retain, and motivate top talent.

The expected base salary range for this position is $190,000 to $ 225,000 annually

As a titan in mortgage lending and digital financial solutions, Rate Companies proudlyoperateswith more than 6,400 employees stationed across over 800 branches nationwide, including Washington, D.C. Founded in the year 2000,we’veassistedmore than 1 million homeowners with their home purchase loans and refinances. In2022 alone, we managed a total loan volume exceeding $33 billion. Butwe’remore than just numbers;we’reabout innovation, offering competitive rates, and delivering customer service,that’ssecond to none.

Our accolades include Inside Mortgage Finance’s Second Largest Retail Originator for 2023, Chicago Agent’s Lender of the Year for the 7thconsecutive year, Scotsman’s Guide 2022 ranking for having more top originators than any other lenders, Nerd Wallet’s Best Lenders for Low and No-Down-Payment Mortgages of 2022, and Forbes’ Best Online Lender for First-Time Home buyers in 2022. For more information, visit

We are a gritty group of passionate technologists on a mission to dominate the mortgage world!

The Information Technology Team within Rate passionately and consistently puts our customers first. We are building the latest technology to help create the best mortgage experience on the planet and get your mortgage, your way, anytime, anywhere. Whether that is improving our digital mortgage platform, automating loancoordinationand underwriting processes, or building out the latest marketing and customer engagement platform,we’redoing it all.

We build high-performing, self-organized, cross-functional agile teams thatoperatewith minimal hierarchy. Information Technology team members holdthemselvesand others accountable and live and breathe the tenets of autonomy, mastery,and purpose.

We areseekinga highly driven and hands-on Product Engineering leader to drive our technology and innovation roadmap in Consumer Lending. This is a critical leadership role for someone who thrives in a fast-paced, startup-like environment and has a proven track recordof deliveringlendingproducts from conception to market.

You’llbe expected to hit the ground running, own the Consumer Lendinggrowth roadmap, and drive aggressive goals with speed and precision.

• Own the end-to-end product strategy and roadmap within the Rate app ecosystemwithan initial focus on home equity products with potential future expansion toadditionalproducts

• Drive rapid product development and launch cycles in a fast-paced, startup-like environment

• Lead hands-on product development, from ideation…