Senior Architect, Software Engineering

** Senior Architect, Software Engineering– Austin, TX
***** Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.
***** Western Union powers your pursuit.
** In this role, responsible for leading the design and delivery of scalable, secure, cloud-native solutions across digital banking, wallets, cards, and payment platforms. This role combines hands-on technical leadership with domain expertise to translate complex business requirements into robust architectural solutions, while mentoring teams and driving engineering excellence.
** Role Responsibilities
** Solution Architecture & Design
* Lead the end-to-end solution design for digital banking, wallet, card issuing/processing, and payment systems.
* Define cloud-native architectures on AWS, leveraging managed services for scalability, resiliency, and security.
* Design API-first, event-driven architectures supporting real-time and batch payment flows.
* Ensure clear separation between channels, orchestration, domain services, ledger, and settlement systems.
* Review and approve solution designs to ensure alignment with enterprise architecture, security, and compliance standards.

Banking & Payments Domain Expertise
* Apply strong domain knowledge across:  + Digital Banking platforms  + Wallets and stored-value systems  + Card issuing, authorization, clearing, and settlement  + Domestic and cross-border payment rails
* Design solutions that address funds availability, settlement finality, reconciliation, and accounting.
* Ensure architectures support regulations, compliance, and audit requirements across regions.
* Collaborate with Risk, Compliance, and Operations to embed controls, traceability, and auditability into solutions.
** Role Requirements
** Master’s degree with 8+ years or bachelor’s degree in computer science or related fields with 10+ years of banking, fintech, or payments technology.
Equivalent work experience in lieu of degree in banking, fintech, or payment technology.
* Proven experience across Digital Banking, Wallets, Cards, and Payments.
* Strong understanding of payment life cycles, ledgering, settlement, and reconciliation.
* Experience working in regulated environments with compliance and audit requirements.
* Strong hands-on experience with AWS Cloud, including services such as:  + Compute (EC2, ECS/EKS, Lambda)  + API & Integration (API Gateway, Event Bridge, SQS, SNS)  + Data (RDS, PGSql, Dynamo

DB etc)  + Security & Monitoring (IAM, Cloud Watch, Cloud Trail)
* Deep experience designing API-driven and event-based systems.
* Strong understanding of distributed systems, scalability, and resiliency patterns.
* Experience with CI/CD pipelines and infrastructure-as-code.
** Preferred Qualifications
*** Experience with real-time payment systems and local payment rails.
* Exposure to cross-border payments and multi-currency systems.
* AWS certifications (Solutions Architect or equivalent).
* Experience modernizing legacy banking or payment platforms.
** Work Shift
** Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.
** We make financial services accessible to humans everywhere. Join us for what’s next.
** As part of the application process, all applicants are required to take assessments. Western Union has partnered with a 3rd party provider to administer these tests. Applicants will need to provide their name and email address in order to process the assessments. If you have any questions, you may reach out to  are passionate about honoring our employee's identity and fostering a feeling of belonging.

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