Retirement & Insurance Sales Representative

Job Description

Retirement & Insurance Sales Representative – Pre-Set Client Appointments

Want to spend more time meeting with interested clients and less time cold calling, buying leads, or chasing friends and family?

At Meridian Light, we give agents a structured system designed around client appointments, professional training, technology, and ongoing support.

We specialize in helping teachers and public employees with retirement planning
, including tax-efficient retirement and financial protection strategies using products such as Indexed Universal Life (IUL) insurance and annuities
.

Our goal is simple: help agents spend more time having meaningful client conversations and building their business.

• Pre-Set Appointments — Meet with prospective clients who have expressed interest instead of relying primarily on cold calling
• Specialized Market — Focus on teachers, educators, and public employees with retirement planning needs
• 2-Week Structured Onboarding — Learn our appointment process, products, technology, and sales system
• Training & Mentorship — Receive ongoing coaching and professional development
• AI-Powered Technology — Access CRM tools, scripts, automation, and AI-assisted resources
• 100% Remote — Conduct client appointments virtually from anywhere in the U.S.
• Flexible Schedule — Build your work schedule around your availability

• Performance-based income (commission)
• Typical commission per sale: $2,000–$3,000+
• Top performers may earn $10,000–$25,000+ per month
• No cap on commission earnings

Actual earnings vary based on individual production, product, case size, and sales performance. Compensation is not guaranteed.

• Meet virtually with pre-scheduled prospective clients
• Learn about each client's financial situation, retirement goals, and concerns
• Educate clients about available retirement and financial protection strategies
• Present appropriate life insurance, IUL, and annuity solutions based on client needs
• Build professional, trust-based client relationships
• Follow up with prospective and existing clients
• Manage appointments and client activity through our CRM
• Follow a structured sales and documentation process
• Participate in ongoing training and professional development

• Interested in life insurance, IUL, annuities, and retirement planning
• Strong communication and interpersonal skills
• Comfortable speaking with clients through Zoom and other virtual platforms
• Self-motivated, coachable, and goal-oriented
• Able to work independently in a remote environment
• Interested in building a long-term, performance-based income
• Previous sales, insurance, financial services, education, or other client-facing experience is helpful but not required

• Active life insurance license or willingness to obtain the appropriate license before conducting insurance sales
• Must reside in the United States
• Strong organization and time-management skills
• Comfortable using CRM systems and virtual communication tools
• Ability to follow established sales and compliance procedures
• Commitment to ongoing learning and professional development

This is a 1099 independent contractor, commission-based opportunity
, not a salaried or hourly position.

Products include life insurance,
Indexed Universal Life (IUL), and fixed/fixed-indexed annuity solutions used for retirement and financial protection planning.

Individual results vary. Earnings are based on personal production and sales performance and are not guaranteed.