Software Engineer - Sr. Consultant level

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Payments are a very exciting and fast‑developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation. Visa is a strong leader in the payment industry and is rapidly transitioning into a technology company with significant investments in this area.

If you want to be in the exciting payment space, learn fast and make big impacts, Ecosystem & Operational Risk technology which is part of Visa’s Value-Added Services business unit is an ideal place for you!

The Ecosystem & Operational Risk team is responsible for building critical risk and fraud detection services s includes idea generation, architecture, design, development, and testing of products, applications, and services that provide solutions to detect, prevent, and mitigate fraud for Visa and its clients.

All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot, Claude code) to support everyday work.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

• Identify appropriate technical solutions and designs that will best prepare the company to meet present and future business objectives.
• Collaborate with project team members (Product Managers, Architects, Analysts, Developers, Project Managers, etc.) to ensure development and implementation of new data driven business solutions.
• Drive development effort End-to-End for on-time delivery of high-quality solutions that conform to requirements, conform to the architectural vision, and comply with all applicable standards. Responsibilities span all phases of solution development.
• Collaborate with senior technical staff and PM to identify, document, plan contingency, track and manage risks and issues until all are resolved.
• Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner.
• Engagement in requirements definition and clarification in collaboration with Business to ensure completeness and common understanding of the business needs is important.

Basic Qualifications:

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Strong design and coding skills with Java/J2EE.
• Mandatory experience with n‑tier web application development and REST API’s.
• Solid experience in frameworks like Spring or Spring Boot.
• Working experience with Kafka, Redis, or No
  
  SQL data stores is a plus.
• Experience with GenAI tools and frameworks, including LLM-based development and tools such as Claude Code or similar AI‑assisted coding platforms.
• Hands on experience with database technologies like MySQL, DB2, Oracle.
• Knowledge of Unix/Linux and working in a shell environment.
• Experience with Continuous Integration & Development and automation tools such as Jenkins, Artifactory, Git etc.
• Experience with Agile and Test-Driven Development methodology.
• Strong analytical skills with excellent problem-solving ability.
• Ability to present complex ideas in a clear, concise way.

The estimated…