AML​/CFT Analyst Temporary

AML/CFT Analyst – Temporary

We are seeking an AML/CFT Analyst Temp to join our team. The position is full‑time, 3–6 months, located in Bakersfield. The analyst will assist the AML/CFT team in ensuring adherence to the BSA/AML compliance program by conducting investigations, due diligence, tracking, and analysis of alerts and incidents related to unusual activity, and supporting branches with BSA compliance issues and regulatory requirements.

• Assist with the alert workload and monitoring for suspicious patterns/activity and fraud, conduct suspicious activity report investigations, and perform high‑risk customer/account reviews, recommending when to file or not file SARs and assisting in filing when necessary.
• Conduct enhanced due diligence reviews, including research, gathering documents, composing a well‑written narrative, making appropriate recommendations, and assigning risk factors.
• Perform 90‑day SAR follow‑up reviews, recommending whether a continuing activity SAR should be completed.
• Assist in the preparation and submission of Currency Transaction Reports (CTRs) within the regulatory 15‑day deadline.
• Ensure proper identification and adherence to the Bank’s BSA Program, including CIP, CDD/EDD/BO, OFAC, and record‑keeping and retention requirements.
• Ensure BSA files remain current, accurate, and well‑documented.
• Assist with information gathering for the Money Laundering Risk (MLR) reporting process.
• Participate in ongoing training to maintain current knowledge of BSA/AML and OFAC regulatory requirements.
• Assist in compliance with 314(a) and 314(b) responsibilities.
• Monitor potential OFAC matches and take appropriate action to elevate them when necessary.
• Comply with federal and state regulations and all established bank policies and procedures.
• Other duties as assigned by the AML/CFT Officer.

• 2 years banking experience.
• Proficient in Microsoft Suite, including Excel.
• Strong ability to analyze and synthesize large amounts of data.
• Ability to conduct extensive research and apply data to improve the BSA Program (preferred).
• Strong knowledge of BSA compliance (preferred).
• Professional businesslike demeanor.
• Strong written and verbal communication skills with excellent organizational and time‑management abilities.
• Ability to work with minimal supervision while performing duties.

Target Compensation: $22 hourly, depending on experience.

Mission Bank is an Equal Opportunity Employer and with opportunities for advancement. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, protected veteran status, or other protected categories.