Sr. Special Assets Analyst

Overview

Dominion Financial Services (DFS) is a nationally recognized private lender dedicated to supporting real estate investors. With a focus on Short-Term Bridge Loans and Long-Term Rental Loans, DFS empowers clients to scale their businesses and build lasting generational wealth. DFS stands out as a leader, consistently achieving strong, measurable growth quarter after quarter. We are currently seeking a detail-oriented and driven Capital Markets Analyst with hands-on experience supporting loan funding, post-closing, or capital markets operations to join our rapidly expanding team and contribute to our mission of empowering real estate investors across the nation.

The Sr. Special Assets Analyst serves as a dedicated portfolio intelligence role focused exclusively on data analysis, trend identification, underwriting quality assessment, and vendor performance oversight across defaulted business purpose loans. This position functions as an internal consulting resource to identify systemic issues, inform credit policy evolution, evaluate third-party service provider effectiveness, and provide analytical support to decision-makers. Unlike operational default management roles, this position does not manage individual loan workouts, coordinate foreclosures, or oversee REO operations.

The Analyst's primary deliverable is actionable intelligence that improves future loan quality, optimizes operational and vendor performance with the objective to reduce future default risk.

• Conduct quantitative and qualitative analysis across the entire special assets portfolio to identify trends, patterns, and early warning indicators of credit deterioration
• Develop and maintain analytical dashboards and reporting tools that track key portfolio metrics including default rates, loss severity, geographic concentrations, and product-level performance
• Perform cohort analysis comparing loan vintage performance to identify underwriting quality shifts over time
• Analyze correlation between origination characteristics (LTV, FICO, property type, sponsor experience, market) and subsequent default outcomes
• Prepare recurring portfolio performance reports for senior management with data-driven insights and recommendations
• Present analytical findings to the Special Assets Committee, Underwriting, and executive leadership

• Monitor and evaluate default supporting vendor performance (onshore/offshore) in executing default monitoring, collateral tracking, and portfolio surveillance activities against established service level agreements (SLAs) and quality standards
• Recommend optimization strategies based on performance data analysis to improve vendor effectiveness and efficiency
• Review work product quality from vendor teams including property inspection reports, collateral valuation summaries, borrower contact documentation, and timeline tracking
• Conduct data quality audits on vendor-supplied information to identify accuracy issues, missing data, reporting delays, or inconsistencies requiring remediation
• Analyze vendor efficiency metrics including turnaround times, error rates, escalation frequency, and cost metrics to benchmark performance against expectations
• Identify process gaps and training needs within offshore/liquidation operations and recommend specific procedural improvements, enhanced controls, or workflow modifications
• Develop performance scorecards that objectively measure vendor contributions to portfolio outcomes including early detection rates, valuation accuracy, and documentation completeness
• Collaborate with vendor team leadership to communicate performance findings, implement corrective action plans, and verify improvement outcomes
• Recommend vendor management changes including scope adjustments, resource reallocation, contract modifications, or alternative vendor evaluation when performance gaps persist
• Document vendor performance trends for senior management review and contract renewal decisions
• Serve as quality control bridge between offshore operational teams and internal Special Assets…