Mortgage Auditor Specialist

Federal Hill Mortgage | Full‑Time in Baltimore, Maryland – NOT REMOTE

Salary: $60,000–$85,000 + Growth Opportunities

Federal Hill Mortgage is seeking a highly organized and detail-oriented mortgage professional to join our team as a Mortgage Auditor Specialist
. This role is ideal for someone who is extremely attentive to detail (e.g., loves “finding a needle in a haystack”) and has a strong understanding of mortgage documentation, compliance, and quality control.
This is not an administrative or receptionist role. This role requires recent mortgage experience and analytic skills
.

In this position, you will play a critical role in ensuring closed loan files are accurate, complete, and compliant with investor, agency, and regulatory requirements.

• Perform detailed post-closing audits of mortgage loan files to ensure accuracy, completeness, and compliance with investor, agency, and regulatory guidelines.
• Review loan documents for adherence to FHA, VA, Conventional, USDA, and Non-QM program requirements.
• Verify accuracy of disclosures, closing documents, income calculations, fees, signatures, and underwriting conditions.
• Identify documentation deficiencies, compliance discrepancies, and potential audit findings, and work with internal teams to resolve issues.
• Ensure closed loans meet internal quality control standards and secondary market requirements.
• Maintain organized audit records and document findings, corrections, and resolutions.
• Assist with preparation for internal and external audits, investor reviews, and regulatory examinations.
• Stay current on changing mortgage regulations, compliance requirements, and investor updates.
• Support loan officers and operations staff with a proactive, solutions-focused mindset.
• Handle confidential borrower information with professionalism and discretion.
• Contribute to a collaborative team environment built on accountability and high standards.

• Minimum of 3 recent years of experience in mortgage auditing, post-closing, quality control, or mortgage compliance.
• Strong understanding of mortgage lending guidelines, compliance standards, and closing documentation.
• Experience reviewing FHA, VA, Conventional, USDA, and Non-QM loan files.
• Exceptional attention to detail and organizational skills.
• Ability to prioritize multiple tasks and meet deadlines in a fast‑paced environment.
• Strong written and verbal communication skills.
• Proficiency in Microsoft Outlook, Word, and Excel.

• Analytical mindset with strong problem‑solving abilities.
• Team‑oriented with a high level of accountability and professionalism.
• Ability to identify and resolve file deficiencies efficiently.
• Adaptable to changing industry regulations and investor requirements.
• Customer‑service mindset with a commitment to operational excellence.

At Federal Hill Mortgage, we value professionals who take pride in delivering accurate, compliant, and efficient mortgage experiences. You’ll be joining a supportive team environment with opportunities for growth and long‑term success.