Collateral Analyst II; Baltimore, MD and York, PA locations

Position: Collateral Analyst II (Open to Baltimore, MD and York, PA locations)
## Collateral Analyst II (Open to Baltimore, MD and York, PA locations)
Apply remote type:
Hybrid Position locations:
Baltimore, MDtime type:
Full time posted on:
Posted Todayjob requisition :
R87252#
** Overview:
**** Hybrid role, 4 days in office, salary dependent on location
** For complex commercial relationships analyze, review and evaluate the validity, formula valuations, credit worthiness and collectability of accounts receivable to reduce risk of charge-offs and to correlate the findings and results with the customers eligibility to borrow.  Assist Portfolio managers with loan administration and portfolio management responsibilities                                                                                      ##
*
* Primary Responsibilities:

*** Analyze, review and evaluate monthly customer accounts receivable aging’s to ascertain validity for portfolio of complex asset based and formula based lines of credit. Calculate ineligible figure utilizing aging information from customer.  Calculate collateral availability and process line of credit requests accordingly.  Work directly with customer to resolve discrepancies. Analyze and review credit information and report status to management.
Analyze and review clients financial statements, reporting discrepancies. Assist Account Representatives in line of credit renewal process. Work directly with Loan Examiners and Loan Administration Department. Identify suspected deficiencies in field examinations, reporting deficiencies to management.
Assist portfolio managers with loan administration and credit administration responsibilities. Report delinquent reporting exceptions.
* Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis.  Identify risk-related issues needing escalation to management.
* Promote an environment that supports belonging and reflects the M&T Bank brand.
* Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
* Complete other related duties as assigned.##
** Education and Experience

Required:

** Bachelor's or equivalent experience

Minimum basic accounting.

Strong math skills and proficient with Microsoft OfficeM&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $24.87 - $41.45 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.#
** Location
* * Baltimore, Maryland, United States of America### About UsGreat companies have an enduring sense of purpose. At M&T, our purpose is a simple one:
** make a difference in people’s lives and uplift the communities we serve**. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers.

We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution.
** As an employer of choice, we are proud to offer*
* ** competitive benefits
** ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.

ViewM&T’s Human Capital Report to learn more.
** Ready to join our team?
** Submit your application today!

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M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.
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