Commercial Credit Underwriting Portfolio Manager Team Leader

Position Title

Commercial Credit Underwriting Portfolio Manager Team Leader

Credit

Manager of Commercial Credit Underwriting Portfolio Management

300

E. Lombard Street, Baltimore, Maryland 21202

Responsible for managing a team of Underwriting Portfolio Managers supporting the Commercial Bank, including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Manage the quality of underwriting and ongoing portfolio management performance metrics for the portfolio under purview. The team leader will manage a small, assigned portfolio.

• Recruit, hire, train, and oversee a team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios.
• Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.
• Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have the appropriate details to make informed decisions on credit requests for existing and new customers.
• Responsible for managing a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios.
• Monitor and ensure that direct reports are managing assigned portfolios within acceptable tolerances as well as any published KPIs/KRIs.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.
• Work with the manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
• Perform other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.

• Bachelor of Arts or Bachelor of Science degree (BA or BS)
• 7+ years of job-related experience
• Excellent management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical, and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job-related software
• MS Word – Basic Level
• MS Excel – Intermediate Level
• MS PowerPoint – Basic Level
• Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures, and government regulations

N/A

Travel may be required on occasion.

Grade: EXT
13
Pay Range: $ – $
FNB’s total rewards package may include other components such as overtime, incentive, equity, and benefits. Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity, and market conditions. FNB offers a comprehensive benefits package including medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off (including sick time, vacation time, and paid holidays), and other voluntary benefits.

It is the policy of FNB not to discriminate against any employee or applicant for employment because of their race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees with a discrimination and harassment‑free workplace.