Senior Commercial Analyst

Overview
Why Meridian? At Meridian, our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are.

Our Business Banking Practice:
At Meridian, our vision is to be recognized as the financial institution that has the most local impact supported by a purpose-driven value proposition to our Members. We take the time to get to know our Members' business, anticipate their needs and provide customized solutions. After all, our obligations are to our Members, not shareholders, and we take the heart the best interests of our Members and communities we serve!

We are passionate about what we can do for their business and we are empowered to leverage our local autonomy to meet their unique needs. In addition to building customized solutions for business, we offer full service commercial banking solutions, including a wide selection of daily banking products, complementary lending services, cash management solutions, as well as insurance and investments.

Position
Senior Commercial Analyst :
You will be responsible for assisting our Relationship Managers, Senior Relationship Managers, and Directors on our Land Development and Construction team through direct member contact. You will be a part of our team to grow the size and profitability of the Land Development and Construction commercial book while minimizing loan risk and maximizing product penetration. You enjoy a fast-paced exciting environment with a commitment to achieving results.

What you will do

Supporting our Relationship Managers, Senior Relationship Managers, and Directors on the Land Development and Construction team through analysis of financial and account opening data and recommending appropriate courses of action for credit related matters.

Understanding Member needs after discussions with the Relationship Managers and being capable of independently writing a lending proposal detaining both the financial and non-financial parameters important to decision making.

Managing many of the routine account operating issues encountered by our commercial Members, anticipating / recognizing Members needs and proactively making product and service recommendations.

Liaising with other Meridian staff and outside product / service suppliers to meet the needs of our Members.

Establishing personal goals and action plans to support the Business Banking Centre and Retail branch business objectives with some community involvement required.

Demonstrating an ongoing willingness to assume higher degrees of accountability and responsibility leading to assumption of a position as a Relationship Manager, Commercial Services

Actively monitors and manages the profitability of Meridian's relationship with a Member in order to retain and maintain business.

Keeps abreast of changes within diverse industry sectors and proactively identifies opportunities to improve the growth and development of the assigned portfolio by analyzing Member needs, trends, and competitor offerings.

How you will succeed

Post-secondary education or related job training, with detailed knowledge of financial accounting and lending principles (Bachelor of Commerce, Business, Finance and Accounting, or other similar degrees would be an asset).

2+ years of experience as a commercial credit analyst or equivalent role.

Good working knowledge of banking systems and business account operating procedures.

Excellent communication / presentation, interpersonal and teamwork skills.

Ability to work independently with confidence and strong commitment to Member service.

Willingness to work flexible hours and train both on / off the job to improve general business and lending skills.

Strong personal commitment to professional development.

Demonstrates a high capacity for increasingly complex workloads.

Demonstrates organizational values through leadership and personal behaviors.

Comfort learning and adopting new digital tools, with an openness to using AI‑enabled technology to enhance productivity, accuracy, and the Member experience.

Salary and Rewards
Salary range: CAD $59,800.00 - $80,000…