Mortgage Loan Processor

We are seeking an experienced Mortgage Loan Processor to join our centralized operations team at a well-established independent mortgage company producing approximately $1B in annual volume
.

Our processors play a critical role in ensuring loans move efficiently from application through underwriting and closing. This role works closely with Loan Officers, borrowers, and internal operations teams to ensure files are complete, accurate, and ready for underwriting submission.

The ideal candidate is highly organized, detail-oriented, and comfortable managing multiple files in a fast-paced production environment while maintaining strong communication and service standards.

• Manage loan files from pre-approval through closing
• Ensure the timely and accurate packaging of loan files for underwriting
• Review loan documentation for completeness, accuracy, and compliance with company policies
• Collect and verify required documentation including income, assets, credit, appraisal, and title
• Prepare and submit loan files to underwriting
• Identify missing documentation and proactively request items needed to move the file forward
• Order and coordinate third-party services such as appraisals, title work, and verifications
• Maintain clear communication with Loan Officers, borrowers, and internal teams throughout the loan process
• Ensure all loans meet company guidelines and regulatory requirements
• Meet critical deadlines while maintaining strong attention to detail
• Assist the Processing Manager with operational tasks as needed

• 3+ years of experience in the residential mortgage industry
• 2+ years of mortgage loan processing experience required
• Strong understanding of mortgage documentation and underwriting requirements
• Knowledge of current mortgage compliance guidelines and regulations
• Experience with Encompass LOS preferred
• High school diploma or equivalent required

• Strong attention to detail and file accuracy
• Ability to manage multiple loan files and deadlines simultaneously
• Excellent time management and organizational skills
• Strong communication skills with both internal teams and borrowers
• Commitment to delivering excellent service to both Loan Officers and clients
• Ability to thrive in a fast-paced production environment
  
  Collaborative team mindset with a willingness to assist others when needed
• Professional, dependable, and solution-oriented approach to work

• Established independent mortgage company with strong production
• Consistent pipeline and operational support