Commercial Relationship Manager 3 Job Baton Rouge area,Louisiana USA,Finance & Banking

Our goal at Fidelity is to create a better future by acting with accountability and integrity alongside our customers and within our communities. Since 1908, we have built a legacy upon simple, enduring values and an unwavering commitment to the communities we serve. We pride ourselves on being part of a community-focused and team-oriented work culture where we invest in our associates to ensure success within the company.

Fidelity Bank, headquartered in New Orleans, Louisiana, believes in making a difference by living our mission of "Here for Good" to help families and businesses thrive in the communities we serve.

Fidelity promotes a culture of work/life balance for all associates. We offer a competitive total rewards package for eligible associates including:

Competitive pay based on the position, qualifications, relevant experience, and skillset
Paid Time Off
Up to 14 paid holidays annually
Comprehensive Medical, Dental, and Vision Insurance
Employer Funded Health Savings Account
Paid Parental Leave
401(k) with matching contributions
Wellness Program to reduce health insurance premiums
Free or discounted banking services
Basic Life Insurance and AD&D
Tuition Reimbursement Plan
Associate Referral Program
Associate Volunteer Program
Employee Assistance Fund (subject to IRS guidelines)
Employee Assistance Program
Opportunities for training and career development
Gym Discounts, Verizon Wireless Discounts, Tickets At Work Discounts
Retail branch locations are closed on Saturdays!

The benefits listing is for informational purposes. Additional details regarding compensation and benefits will be provided during the application process. Fidelity reserves the right to modify, amend, or terminate any and all benefits at any time.

Do you want to make a difference? If so, this opportunity may be the right choice for you! Fidelity Bank is looking for competitive, self-reliant, energetic individuals that are driven to succeed.

Position Summary:

The Commercial Relationship Manager 3 is responsible for developing commercialbusinessrelationships. The incumbent will evaluate, structure, and recommend approval of commercial loansin accordance with the Bank's objectives. Provides a consultative banking approach to clients and prospects and manages a loan portfolio.

This position is exempt under the Fair Labor Standards Act and is not eligible for overtime pay.

Required Qualifications , Competencies, and

Skills:

Bachelor's degree in a related business field or 4 years of related experience

10+ years of experience managing commercial banking relationships to include loan production and other financial services
Extensive understanding of technical aspects of business underwriting, loan structure, and deposits
Extensive understanding of credit and finance
Knowledge of economic and accounting principles and practices, the financial markets, banking, analysis and reporting of financial data
Ability to maintain confidentiality, maintain high integrity and adhere to the institution's privacy policies, regulations and procedures
Ability to travel across the company footprint
Proficient in Microsoft Office Suite to include Word, Excel, Outlook, PowerPoint, Teams
Developed cognitive skills to include Analytical, Problem Solving, Judgement, Organization & Planning, Innovation
Developed intrapersonal skills to include Follow-Through, Optimism, Tenacity, Resourcefulness, Ambition
Developed interpersonal skills to include Communication:
Listening, Speaking, and Writing, Resilience & Balance, Client Focus, Influence, Collaboration
Developed technology skills to include Knowledge Management
Developed leadership skills to include Developing Followers, Achieving Results, Relationship Management, Implementing the Vision, Strategic Thinking, Leading & Managing Change, Business Acumen
Developed sales skills to include Preparation, Connecting, Knowledge, Presence, Sales Drive, Prospecting, Opportunity Pipeline Management

Preferred Qualifications , Competencies, and

Skills:

Previous supervisory experience

Essential Duties and Responsibilities:

Develop and maintain commercial loan relationships in a loan portfolio
Establish and maintain involvement in local civic and community organizations with a preference on leadership roles
Develop and maintain relationships that present commercial loan and deposit opportunities
Process commercial loans and analyze and screen loan requests for all types of loans
Gather related financial and general business information, perform financial analyses needed to make credit decisions and communicate with prospects and customers to close opportunities
Analyze the credit history of applicants and determines their loan repayment capabilities
Negotiate credit terms, such as costs, loan repayment structure and collateral specifications
Develop and maintain interest rate structure to be consistent with financial institution policies and procedures and to be competitive with current market rates
Evaluate potential customer loan requests and make loan recommendations to…