Commercial Relationship Manager II - Bellaire

Bellaire, TX 77401, USA

Posted Monday, November 18, 2024 at 7:00 AM

Research shows that individuals from historically underrepresented groups may hesitate to apply for roles unless they meet every listed requirement. If you believe your skills, knowledge, and experience align with the role, even if they don’t exactly match the listed qualifications, we encourage you to apply. Your unique talents may be exactly what we’re looking for.

Commercial Banking is designed to serve mid‑sized businesses with annual revenues between $1 million and $25 million and credit needs up to $10 million. The segment’s value proposition centers on delivering scalable financial solutions that support operational efficiency and growth. Clients in this segment are experienced operators with expanded accounting capabilities and evolving financial needs, including working capital, enhanced payment systems, and faster money movement.

Commercial Banking offers consultative support and tailored products that help clients streamline operations and access capital with confidence. The segment builds enduring relationships by providing responsive service and strategic guidance that aligns with each client’s business goals.

The Commercial Relationship Manager II serves mid‑sized businesses with complex financial needs. This role focuses on driving new business while maintaining strong client relationships. Relationship Managers act as strategic advisors, helping clients navigate working capital requirements, payment systems, and credit structuring. They remain engaged throughout the loan lifecycle to ensure a seamless client experience aligned with the bank’s service standards.

Client Acquisition & Strategic Advisory:

• Identify and pursue new business opportunities with commercial clients.
• Deliver consultative support on working capital, payment systems, and financial structuring.
• Recommend value‑driven solutions tailored to operational efficiency and growth.

Loan Origination & Execution:

• Develop and present credit narratives with analyst support.
• Lead deal execution including third‑party coordination and final disposition.
• Approve own loans within delegated authority.

Internal Collaboration & Support:

• Engage with portfolio managers, credit teams, and lending assistants to support client needs.
• Ensure smooth transaction flow and post‑funding servicing.
• Manage non‑borrowing relationships and monitor existing exposure.
• Track risk ratings, covenants, and financial reporting.
• Oversee renewals, annual reviews, and servicing compliance.

Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.

The position performs duties specific to the position and other functions as assigned by management.

This position is not responsible for the supervision of staff.

The incumbent is in a non‑confined office setting in which they are free to move about  the course of performing the duties and responsibilities of this position spends time writing, speaking, listening, lifting (up to 25 pounds), sitting, typing on a computer keyboard, and standing, kneeling and reaching.

Travel by motor vehicle is a regular requirement of this position. The incumbent will need to drive within the assigned area in their portfolio to meet with both existing and prospective clients, attend meetings, and engage in other work‑related activities. This will require a valid driver’s license, access to a reliable vehicle, and adherence to safe driving practices. The incumbent must be able to navigate city traffic and manage time effectively to meet deadlines and fulfill client appointments.

The incumbent for this position may operate any or all of the following: telephone, copy and fax machine, adding machine, computer and related printers.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals…