Personal Banker

Personal Bankers at UMB are experts at building customer relationships and recommending and selling products and services. They use their product knowledge to identify needs and offer financial solutions that help customers secure their financial well‑being while making banking easy.

• Ask personalized questions about customers’ financial needs to convert routine transactions and account maintenance into cross‑sell conversations.
• Create sales opportunities by calling leads, visiting businesses to offer workplace banking, and developing referral networks.
• Achieve daily key performance metrics while balancing competing priorities.
• Perform processes such as transactions, cash drawer management, and bank documentation in accordance with industry and legal standards.
• Complete other job duties as assigned.

• High school diploma or equivalent.
• At least one year of retail or customer‑facing experience that involved product recommendations and sales.
• Reliable transportation and ability to work branch hours, including weekends and some evenings.
• Ability to obtain NMLS registration within 90 days.
• Strong product knowledge, conversational skills, and ability to build upon customers’ needs.
• Attention to detail in completing documents or explaining features and benefits.
• Positive image, compelling communication style, and problem‑solving mindset.

Targeted hourly pay: $20–$21 per hour. Annual salary range: $38,916 – $57,244.

Eligible associates receive an extensive benefits package, including paid time off, a 401(k) matching program, annual incentive pay, paid holidays, medical, dental, vision, and other insurance coverage, health savings and flexible spending accounts, dependent care account, adoption assistance, employee assistance program, fitness reimbursement, tuition reimbursement, associate well‑being program, associate emergency fund, and various associate banking benefits. Eligibility and benefits may vary by location.

If you need an accommodation for any part of the employment process because of a disability, please e‑mail  to let us know the nature of your request.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law.