Senior Product Manager, Payment Processing

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

In this role, you will join the Visa Intelligent Authorization (VIA) product team within Acceptance Solutions. VIA is a modern acquiring platform that provides secure, scalable, and compliant access to a broad range of global payment services.

You will bring strong product management experience building innovative, commercially successful products. You will drive product strategy, execution, and delivery to expand features and capabilities. This role reports to the Senior Director, Visa Intelligent Authorization.

• Drive the vision, strategy, and execution of Visa Intelligent Authorization (VIA) payment processing capabilities, ensuring alignment with organizational goals.

• Manage intake, prioritization, and roadmap execution for the Visa Platform Connect feature backlog.

• Partner closely with development and engineering teams to define end-to-end requirements, track execution, and commercialize payment products.

• Demonstrate deep knowledge of the payments ecosystem, including front-end APIs, platform orchestration, authorization, capture and clearing, payment schemes, processors, issuers, acquirers, and fraud and risk management.

• Interpret payment network mandates, compliance requirements, technical letters, and switch release bulletins from global and domestic payment brands to ensure ongoing compliance.

• Analyze processor specifications, especially those for major card schemes, and translate mandate and network feature requirements into end-to-end delivery plans for external releases.

• Develop detailed, network-agnostic product and functional requirements to support development, testing, and deployment.

• Collaborate with architects, development teams, and cross-functional partners to deliver features seamlessly by aligning stakeholders, identifying risks early, and removing blockers.

• Support end-to-end payment product delivery by clarifying requirements, defining scope, creating functional test scenarios, securing UAT sign-offs, and preparing release communications.

• Advocate for internal and external customer needs to inform product enhancements and prioritization.

This is a hybrid position. Your hiring manager will confirm in-office expectations.

• 5 or more years of relevant experience in product development.

• End-to-end understanding of Visa and other global payment scheme services, including authorization, clearing, settlement, and related processes.

• Ability to manage the full lifecycle of payment products.

• Proven ability to develop new products for B2B clients, including acquirers, processors, and large merchants.

• Understanding of transaction processing services such as fraud, risk, digital, and mobile, along with payment industry standards including ISO 8583, EMV, 3DS, and PSD2, is a plus.

• Strong understanding of card payment scheme compliance and the industry regulatory framework.

• Strong influencing skills and the ability to lead diverse, cross-functional teams across time zones, geographies, and cultures without direct authority.

• 8 or more years of relevant experience with a bachelor's degree, at least 5 years with an advanced degree (for…