Regulatory Compliance Specialist

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Regulatory Compliance Specialist

Full-time

This position is fully remote and open to candidates currently residing in Washington, Idaho, Montana, or Oregon.

The Regulatory Compliance Specialist is responsible for supporting the credit union’s compliance management system (CMS) by ensuring adherence to all applicable federal, state, and local laws and regulations. This role serves as a subject matter expert in regulatory compliance, with a strong focus on deposit and lending regulations. The Specialist interprets regulatory requirements, implements changes into operational practices, and provides guidance to internal stakeholders to ensure ongoing compliance and risk mitigation.

• Maintain a strong working knowledge of the credit union regulatory environment, including applicable federal and state laws
• Research, interpret, and apply complex regulatory requirements
• Translate regulatory requirements into practical guidance and operational practices to ensure ongoing compliance
• Disseminate information, answer questions, and be a subject matter expert for regulatory compliance related issues
• Review compliance documentation to ensure alignment with program requirements and applicable regulations
• May create reports and provide information to regulatory agencies

• Develop, review, and update policies, procedures and disclosures to align with evolving regulatory requirements
• Lead and support implementation of regulatory changes by assessing organizational impact
• Coordinate with business units to ensure updates are effectively incorporated into processes, systems, and controls

• Identify, assess, and communicate compliance risks across the organization
• Perform and support compliance risk assessments, monitoring, and testing activities
• Evaluate adherence to regulatory requirements and recommend mitigation strategies
• Track and follow up on identified gaps and corrective actions
• Develop, maintain, and update the compliance monitoring schedule based on risk assessments, regulatory requirements, and organizational priorities
• Adjust monitoring schedules based on emerging risks, audit findings, and regulatory changes
• Serve as the primary compliance administrator for the Hub, ensuring accuracy, maintenance, and alignment of regulatory content and resources
• Will perform ongoing risk-based compliance monitoring reviews to validate compliance, quality and collaborate with management and recommend corrective actions as needed
• Prepare, review, and submit HMDA (Home Mortgage Disclosure Act) data, including ensuring data integrity, completeness, and regulatory compliance

• Support internal audits and regulatory examinations by preparing documentation and responding to requests
• Ensure all materials are accurate, organized, and delivered in a timely manner
• Assist in tracking findings and contributing to appropriate corrective actions
• Collaborate effectively with business units to provide regulatory guidance and support
• Serve as a trusted advisor to help teams understand compliance requirements
• Assist in implementing solutions that align with regulatory expectations and operational needs add project
• Schedule and facilitate regular meetings with business units to discuss regulatory requirements, emerging risks, and compliance-related updates
• Effectively manage conflict and navigate differing opinions, including situations where business leaders may choose not to accept compliance recommendations, while maintaining professionalism and working toward appropriate risk-based outcomes
• Serves as liaison for other departments on regulatory compliance and may support other team members on projects
• Actively participate in and provide compliance guidance on cross-functional projects across the credit union to ensure alignment with regulatory requirements
• Escalate unresolved compliance risks or concerns to appropriate leadership when necessary

• Apply analytical and critical thinking skills to assess…