Mortgage Junior Loan Officer

Mortgage Junior Loan Officer

You will attract and make real estate loans which meet bank standards for economic value and safety, contributing to the long‑term profitability of the bank's operations.

• Originate real estate loans from various sources:
  Realtor business developed through a structured outside calling program, contractors (both Banner Bank customers and others), referrals from branch personnel, general public through normal business relationships (i.e. service organizations, friends, acquaintances, etc.), and walk‑in and call‑in customers.
• Ensure originated loans are set up in the bank's computer system and processed for submission to underwriting.
• Identify opportunities and provide financing sheets for listings and Realtor/builder open houses; attend weekend open houses and/or subdivisions for loan solicitation purposes.
• Attend regular Realtor Association and Builder Association meetings.
• Attend closing signing appointments as needed.
• Attend internal training sessions, internal sales meetings, and external training opportunities as assigned.
• Be available to take applications or meet with clients at bank branch locations.
• Comply with policies, procedures, security requirements, and government regulations.

• High school diploma required (an equivalent combination of education and experience may be considered).
• At least 2 years of experience in residential mortgage origination.
• Proven history of success in consistent closing and funding of loans to meet sales goals.
• Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting.
• Effective presentation, verbal and written communication, and negotiation skills.
• Knowledge of current market competition, sales strategies, trends, and activity.
• Knowledge of federal and state laws and regulations relating to real‑estate lending.
• Up to 20% bonus potential.

• Base salary of $3,800 monthly.
• Excellent commission structure.
• Comprehensive employee benefits, including medical, dental, vision, LTD, STD, and life insurance.
• Paid vacation time, sick time, and 11 company paid holidays.
• 401(k) with up to 4% match.
• Tuition reimbursement.

Review Banner's employee benefits at:
Employee Benefits | Banner Bank.

Please take time to review Banner Bank's Consent & Privacy notice before applying.

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.

Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third‑party agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.