Regional Credit Analyst

Position: Regional Credit Analyst (961)
ABC Supply is North America’s largest wholesale distributor of exterior and interior building products.

ABC Supply is proud to be an employee-first company. In fact, we have won the Gallup Exceptional Workplace Award every year since its inception in 2007, and Glassdoor has named us one of the best places to work in the country. Be part of a company that recognizes your talents, rewards your efforts, and helps you reach your full potential. At ABC Supply, we have YOUR future covered.

Summary:

Establish credit lines for potential new customers as well as maintaining existing customer credit lines by performing reviews of financial statements, credit reports and account history.

Essential Duties and Responsibilities:

include the following. Other duties may be assigned.

Evaluate portfolio risk to share with field operations and CFS management.

Include discussions about unsecured and secured money

Job account participation

Each quarter recommend shifts in risk tolerance based on current economic conditions.

Evaluate the credit lines of the existing customer base and make appropriate adjustments to credit lines

Ensure proper documentation is in place

Credit Application, Ownership, Financial Statements, Tax Exempt Forms Evaluate financial statements, credit reports and other documentation

Design action plans

Obtain additional security, guarantees, etc.

Hold review meetings with management and outside sales staff

Discuss with customer

Elevate issues

Review credit applications for a given region approving or denying within authority limitations

Obtain/negotiate additional security and guarantees as appropriate.

Obtain and review customer financial statement information for credit recommendation

Discuss options with management and sales

Elevate discrepancies and disagreements between field operations and CFS team Review large job credit extensions as elevated approving or denying within authority limitations.

Ensure proper security is available

Discuss options with field operations

Ensure all necessary steps are taken and documented to preserve lien/bond rights

Resolve customer and branch issues elevated by processors, others in the CFS organization, accounting or branches

Make certain that each request is given equal consideration

As Needed / Projects:

Participate in new software development, training and testing

Acquisition Follow up Obtain new Credit Applications Obtain/Maintain old credit applications

Ensure proper document retention

Travel required

Travel to Regional, District and Branch Meetings Other travel as deemed necessary

Participate in NSC/Region surveys, questionnaires, etc.

Elevate ethical issues, policy deviations and procedure issues

Qualifications:

Prefer a bachelor’s degree in Business Administration, Finance, or Accounting or equivalent experience.

Three years’ experience in Commercial Credit and Collections Basic Knowledge of effective credit extension practices, credit laws, construction liens and bonds

Proficient in Excel and Word Ability to Manage and prioritize multiple tasks in order to meet deadlines with varying degrees of pressure

Strong organizational, communication and follow up skills

Ability to handle confidential information responsibly

Strong analytical, problem solving and decision-making capabilities with the ability to properly assess pertinent data and develop a framework for effective and practical solutions to complex issues

Team player with the ability develop strong working relationships and bring groups together on difficult issues

Benefits may include:

Health, dental, and vision coverage - eligible after 60 days, low out of pocket
401(k) with generous company match - eligible after 60 days, immediately vested

Employer paid employee assistance program

Employer paid short term and long-term disability

Employer paid life insurance

Flex spending

Paid vacation

Paid sick days

Paid holidays

Equal Opportunity Employer / Drug Free Workplace

ABC Supply values diversity and we actively encourage women, minorities, and veterans to apply.
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