Loan Processor

Posted Monday, February 9, 2026 at 6:00 AM | Expires Tuesday, February 24, 2026 at 5:59 AM

This position is responsible for the accurate and timely preparation of loan documents as part of a centralized processing function supporting all loan officers. This role requires regular interaction with loan officers, credit analysts, loan operations, and customers. Accuracy, attention to detail, and the ability to exercise sound judgment are critical. Work is performed within the framework of standard operating policies and procedures;

however, independent judgment and discretion is required in performing assigned tasks. Deviations from normal procedures and/or questions are referred to the supervisor.

• Prepare and process a variety of loan types, including commercial, consumer, and commercial real estate loans.
• Prepare and process loan extensions and modifications, route final documents to the appropriate loan officer.
• Review loan documentation submitted by bank personnel prior to closing to ensure compliance with regulatory requirements and internal policies.
• Demonstrate thorough knowledge of collateral types and the documentation required to secure loans.
• Prepare specialized loan documentation, including but not limited to SBA, USDA, and participation loans.
• Serve as a reviewer of loan packages prepared by other processors prior to closing.
• Comply with all banking regulations, policies and procedures.

Other duties may be assigned.

• Maintain and enhance job-related knowledge by attending relevant seminars, conferences, and workshops. Represent the bank in community events and activities as needed.

Other duties may be assigned.

None.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

High school diploma or GED required. Additional post-secondary education or job-related training preferred. Minimum of three years of experience in commercial loan processing or a comparable role within a lending department.

Ability to read and interpret documents such as policies, operating instructions, and procedure manuals. Ability to write clear, routine reports and business correspondence. Ability to speak effectively before groups of customers or employees of organization.

Proficient in basic math: addition, subtraction, multiplication, and division using whole numbers, fractions, and decimals. Ability to compute rates, ratios, and percentages and interpret basic charts or graphs.

Ability to apply common sense understanding in following detailed written or verbal instructions. Ability to resolve problems involving a few concrete variables in routine situations.

Proficient in using standard office equipment, including telephone, 10-key calculator, personal computer, printer, copier, and fax machine. Strong working knowledge of Microsoft Word, Excel, and other standard office software. Advanced PC knowledge.

Frequent contact with team members across all lending departments. Regular interaction with customers, requiring professionalism and discretion.

Valid driver’s license.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel and talk or hear.

The employee frequently is required to sit and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet to moderate.

Position requires the ability to work before or after normal business hours to meet deadlines and attend various meetings. Occasional job-related travel may be required.