Credit Risk Manager; Bilingual - French

Calling all innovators – find your future erv is a global leader in fintech and payments, connecting financial institutions, corporations, merchants and consumers millions of times a day – quickly, reliably, and securely.

Credit Risk Manager (Bilingual – French)

• Manage a portfolio of merchant accounts in the high‑risk and high‑volume segment, including but not limited to travel, furniture, e‑commerce, membership, and consumer discretionary sectors in the middle‑market and enterprise space.
• Prepare and present reporting for senior leaders, focusing on key merchant/industry KPIs such as liquidity, leverage, financial performance, processing performance, key competitors, emerging risks, macro impacts, regulatory risks, and compliance risks.
• Determine appropriate risk mitigation strategies for problematic accounts – e.g., collateral actions, exit strategies, and contract restructurings.
• Engage with internal and external stakeholders, including legal, relationship management, chargeback operations, and bank partners, to drive actions forward in a timely manner and ultimately prevent or mitigate credit losses to Fiserv.

• Willingness to roll up sleeves to dive into details as a solo contributor or as part of a team and share knowledge with colleagues.
• Organized, intuitive, and analytical thinker with the ability to perform detailed credit and data analysis in a fast‑paced environment.
• Strong written, oral, and interpersonal skills, including the ability to explain and present analysis to senior management, bank partners, external stakeholders, legal, and merchants.
• Strong business judgment with demonstrated ability to think strategically and creatively.
• Excellent negotiation and selling skills.
• Strong teamwork skills.
• Proactive, timely with tasks and seeks out solutions and problem resolution.
• Proficiency in PowerPoint, Excel, Word, and comfortable learning and aiding in developing new internal systems.
• Bi‑lingual – English and French.

• Preferred Education:
  
  Bachelor’s degree in Business Management, Finance, Economics, Statistics, or related quantitative discipline.
• Preferred Experience:
  
  2+ years of proven credit risk/underwriting experience in SMB, Middle Market, Corporate Bank Lending, or Merchant Acquiring risk reviews.

US $69,000.00 – $ (New Jersey and New York; other states may differ).

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran. Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

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