Senior Director - Emerging Payments Product Compliance

Calling all innovators - find your future at Fiserv.

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved.

If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Senior Director - Emerging Payments Product Compliance

About your role:

As Senior Director, Emerging Payments Product Compliance, you will serve as a strategic compliance partner to product, business, legal, risk, operations, and client-facing teams to support the compliant delivery of emerging payment solutions. You will guide regulatory strategy for embedded finance, digital assets, cross-border payments, and complex funds flow models while helping teams identify risk, strengthen controls, and enable responsible growth across new products and partnerships.

What you'll do:

* Advise product, sales, and business leaders on regulatory requirements and compliance considerations for emerging payment solutions, including embedded finance, digital assets, cross-border payments, and complex funding and disbursement models.

* Guide compliance input during product design, platform development, client onboarding, and go-to-market planning to support compliant product delivery and operational readiness.

* Interpret and apply regulations related to anti-money laundering (AML), Bank Secrecy Act (BSA), sanctions, payments, and funds movement across new products, partnerships, and business models.

* Lead compliance risk assessments for new products, client structures, strategic opportunities, and third-party relationships to identify control requirements and mitigation plans.

* Establish and maintain compliance frameworks, policies, governance routines, monitoring activities, and testing approaches aligned to emerging risks and regulatory expectations.

* Represent the organization in regulatory examinations, client discussions, due diligence activities, and industry forums, communicating compliance requirements and program capabilities clearly.

* Drive alignment across compliance, legal, risk, product, and operations teams by providing risk insights and recommendations that support enterprise decision-making.

* Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.

Experience you'll need to have:

* 6+ years of experience in payments compliance, financial crimes compliance, regulatory compliance, legal advisory, or related functions within financial services.

* Experience interpreting and applying regulations related to AML, BSA, sanctions, payments, and funds movement in product, business, or client-facing environments.

* Experience leading regulatory strategy, compliance assessments, or governance activities for new products, partnerships, or complex payment models.

* Experience conducting compliance risk assessments, establishing control environments, and developing monitoring and testing activities for emerging products and business lines.

* Bachelor's degree or higher in Business, Finance, Law, Risk Management or related field or equivalent combination of education, related experience and/or military experience.

Experience that would be great to have:

* Juris Doctor or master's degree in Law, Business Administration, Finance or related field or equivalent combination of education, related experience and/or military experience.

* Experience supporting embedded finance, cross-border payments, digital assets, stablecoin activities, or similar emerging financial services offerings.

* Experience with stablecoin and digital asset regulatory frameworks.

* Experience in high-growth or emerging financial services verticals.

* Experience supporting complex client onboarding, deal structuring, and due diligence activities.

How you'll work:

* This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experiences help you with your overall onboarding experience and leads to stronger productivity.

* This role requires use of a computer and audio equipment.

Sponsorship:

* You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

Benefits at Fiserv:

* Fuel Your Life program to support your physical, financial, social, and emotional well-being.

* Paid holidays and generous time away policies.

* No-cost mental health support through Employee Assistance Programs.

* Living Proof program to recognize your peers' extra effort with points redeemable for rewards.

* Eight Employee Resource…