Portfolio Manager III- Entertainment & Sports Banking

Portfolio Manager III - Entertainment & Sports Banking (Corporate) Team

* Music Sector

The Portfolio Manager is part of the Credit Solutions team focused on long‑term risk‑adjusted returns for the bank within the Entertainment & Sports Banking (Corporate) team with a focus on the music sector. This individual will manage a sub‑set of existing credits and will also be a key partner in the origination of new credit facilities.

Primary responsibilities will include:

• Providing comprehensive credit recommendations and presentations to key risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the borrower(s) and guarantor(s)' financials (which may include current and historical financial statements, projections, third‑party music library valuations and/or cash flow proformas).
• Presenting credit recommendations within the bank's risk appetite and framework and following the bank's policies, processes and procedures.
• Responding to their clients' credit needs with an elevated level of client service and credit acumen to address their needs appropriately and timely.
• Ongoing oversight and management of their portfolio (including timely risk rating assessments, reporting covenants, covenant compliance, and preparation of quarterly and annual reports).

• Teamwork
  :
  Mentors junior colleagues, fosters a culture of continuous improvement and professional growth.
• Portfolio Management
  :
  Owns and manages an assigned credit portfolio, ensuring alignment with organizational goals and risk management practices, including underwriting all types of credit exposures, managing credit risk, and responding to prospective client inquiries.
• Credit Analysis
  :
  Analyzes credit data and performs underwriting to assess creditworthiness and recommend appropriate structures to the Relationship Management team and client. Prepare underwriting memorandums and approval documents for presentation to Credit Risk.
• Performance Monitoring
  :
  Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
• Data Analysis
  :
  Analyzes credit data to support underwriting and creditworthiness assessments including developing and presenting individual credit recommendations.
• Risk Management
  :
  Practices effective risk management, maintaining high standards of credit quality and origination in alignment with Bank’s credit risk appetite, and compliance with institutional and regulatory requirements.
• Collaboration
  :
  Partners with Relationship Manager(s) to successfully manage credit account relationships. Work closely with cross‑functional teams to ensure cohesive and effective credit operations to achieve the Bank’s strategic initiatives. Participate in ad‑hoc projects to support the organization’s priorities.
• Client Service
  :
  Provides exceptional client service by maintaining professionalism and effectively interacting with clients to understand their needs and provide tailored credit solutions. Participate in joint sales pitches with Relationship Manager(s).

• Bachelor's Degree or equivalent in Finance, Business or related field
• Minimum 6 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries
  * music sector

• Minimum 3 years of credit underwriting and/or portfolio management experience for corporate clients in the music industry
• Music industry‑specific knowledge and expertise. Experience with (i) senior credit facilities secured by music library collateral, and (ii) assessment of loan/music library performance through music lending conventions and metrics, including LTV covenants, NRS, and decay rates.
• Advanced experience in credit management and lending operations, with a strong understanding of risk management principles
• Desire to build leadership and coaching skills, with the ability to train and develop talent
• Strong communication and collaboration skills, with the ability to work…